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AQM Technologies

Test Engineer - UPI Payments

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Job Description

Job Description – Manual Tester (UPI Payments Domain)

Location: Mumbai

Experience: 1–6 Years

Notice Period: Immediate Joiners Preferred

Role Overview

We are hiring a Manual Tester with strong experience in UPI Payments and banking transaction systems. The candidate should have hands-on expertise in testing UPI transaction flows, payment processing, validations, reconciliation, and banking integrations. Experience with NEFT, RTGS, and IMPS will be an added advantage.

Key Responsibilities

  • Perform functional, integration, regression, and end-to-end testing for UPI payment applications.
  • Validate UPI transaction flows including:
  • P2P & P2M transactions
  • Collect requests
  • Intent flow
  • QR-based payments
  • UPI mandate / autopay
  • Refunds & reversals
  • Transaction status & reconciliation
  • Test banking/payment integrations with NPCI and partner banks.
  • Validate transaction processing, response codes, timeout handling, and failure scenarios.
  • Create detailed test cases, test scenarios, and execute test plans.
  • Perform API and database validation for payment transactions.
  • Log, track, and verify defects using Jira or similar tools.
  • Coordinate with Developers, Business Analysts, and Product teams for issue resolution.
  • Support SIT/UAT testing cycles and production validations.

Required Skills

  • 1+ years of Manual Testing experience in Banking or Fintech domain.
  • Strong hands-on experience in UPI Payments testing is mandatory.
  • Good understanding of:
  • UPI architecture & workflows
  • NPCI transaction lifecycle
  • Payment reconciliation
  • Refund/reversal handling
  • Banking/payment systems
  • Knowledge of NEFT, RTGS, and IMPS transaction flows.
  • Experience with API testing tools like Postman.
  • Basic SQL/database validation skills.
  • Familiarity with Jira/Test Management tools.
  • Strong analytical and troubleshooting skills.

Preferred Qualifications

  • Experience working on mobile banking or digital payment platforms.
  • Exposure to fintech/payment gateway ecosystems.
  • Immediate joiners or candidates with short notice period preferred.

Education

  • Bachelor's degree in Computer Science, IT, Engineering, or related field.

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About Company

Job ID: 147492679