Real Estate property is the underlying security for any secured mortgage based funding. Hence it becomes imperative to have underlying security to be legally, technically clear & fundable. Important aspects of real estate properties are valuation, compliances w.r.t. statutory permissions, physical condition. This can be done through approved valuers as well as in-house technical team.
This position is required to cater different businesses for Aditya Birla Finance Ltd. which majorly includes:
- Construction Finance business
- High Value Mortgage business
- Retail Mortgage business
- Home Loans
- Corporate Finance Group
- Any other division under Aditya Birla Finance Limited which deals with real estate related finance.
Areas Of Excellence Includes
- Risk evaluation: Evaluation of different risks related to underlying security i.e. real estate property.
- Internal Controls / Audits: Carrying out audits to check security, integrity related risks.
- Data & MIS Management:Portfolio Management.
- Vendor Management: Managing External Valuation Agencies.
- Turn Around Time (TAT): Maintaining requisite TAT through vendors.
- General administration: Real Estate Updates, Maintaining zone Base Master.