State Head-2 Wheeler Loan

Job Requirements

About the Role

The Area Sales Manager – Two-Wheeler Loan is responsible for driving sales volumes and building a high-quality loan portfolio for two-wheeler financing across branches at a pan-India level. This role focuses on expanding the reach of the two-wheeler loan product across various customer segments and channels, while ensuring compliance, portfolio quality, and cost-effective delivery. The role also involves leveraging technology to enhance customer experience and contribute to the bank's growth objectives.

Key Responsibilities

Primary Responsibilities

• Acquire new customers for two-wheeler loans in the identified segments.
• Consistently meet and exceed monthly targets for new customer acquisition by analyzing customer needs.
• Provide regular feedback to Relationship Managers on customer opportunities and requirements.
• Ensure adherence to sales norms and Standard Operating Procedures (SOPs) defined by the organization.
• Maintain strict compliance with internal policies and external regulatory guidelines.
• Ensure quality sourcing aligned with the bank's credit and operational policies.
  
  

Secondary Responsibilities

• Foster a team environment focused on digital enablement to holistically meet customer needs.
• Drive initiatives that support the bank's rapid growth targets and strategic objectives.
• To improve the sourcing from strategic alliances and direct channels.
  
  

What We Are Looking For

Education

• Graduate degree in any discipline (Full-Time).
• Post Graduation in any discipline preferred.
  
  

Experience

• Minimum 5 years of experience in retail banking or loan sales, preferably in two-wheeler or vehicle financing.
  
  

Skills and Attributes

• Strong understanding of retail lending products and customer acquisition strategies.
• Excellent verbal and written communication skills in English are essential.
• Ability to analyze market trends and customer behavior.
• Execution-focused with a commitment to portfolio quality and compliance.
• Tech-savvy with a mindset for digital transformation and customer-centric innovation.