Sr. Credit Manager

Position Overview

In Scope of Position based Promotions (INTERNAL only)

Job Title: Sr. Credit Manager

Corporate Title: Associate

Location: Mumbai, India

Role Description

The position of credit manager will be responsible for doing due diligence in terms of ensuring adherence to processes involved in credit by taking appropriate credit decision, to be aware on general trend and update on various industries so as to support appropriate decision making among others.

What we'll offer you

As part of our flexible scheme, here are just some of the benefits that you'll enjoy,

• Best in class leave policy.
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Credit appraisal/Underwriting of loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
• To be well versed in multi retail loan products and policies of HL, LAP, working capital and business loans, both secured and Unsecured.
• Evaluate and document the risks and mitigants while processing the proposal with adherence to quality and TAT
• Has understanding of property related knowledge with regard to legal title and market value of the property
• Timely completion of vendor management related activities, open audit queries and be able to guide and train sales personnel and CPA's.

Your skills and experience

• Candidate must be PG/ CA with at least 5-7 years of work experience in Underwriting of banking retail secured loan portfolio
• Should have basic knowledge of Legal and valuation of properties at the location
• Excellent written and oral communication skills
• Is adaptable and proactive on implementing technological changes in process when implemented.

How we'll support you

• Training and development to help you excel in your career.
• Coaching and support from experts in your team.
• A culture of continuous learning to aid progression.
• A range of flexible benefits that you can tailor to suit your needs.

About us and our teams

Please visit our company website for further information:

We strive for a in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.