Sr Analyst Validation

• Review and validate loan applications and supporting documentation.

• Analyze customer financial position, employment history, and creditworthiness.

• Assess customer repayment capacity and lending eligibility.

• Apply the 4 C's of Credit during underwriting and validation processes.

• Ensure compliance with responsible lending obligations and regulatory requirements.

• Conduct risk analysis and fraud detection activities for mortgage applications.

• Review Loan-to-Value Ratio (LVR) and property valuation reports.

• Evaluate mortgage insurance guidelines and lending policies.

• Communicate with brokers, lenders, and external stakeholders for clarification and resolution.

• Support loan approval or decline decisions based on risk assessment outcomes.

• Maintain accuracy, quality, and compliance throughout the underwriting lifecycle.

• Ensure adherence to APRA, ASIC, and international lending regulations.