Role Overview:
As a Solutions Consultant within the Data Science team, you sit at the intersection of our data science capability and our clients credit and fraud functions. You'll translate the real problems that risk and policy teams face including approval rate optimization, fraud loss mitigation, managing portfolio quality etc. — into data-driven solutions built on Data Sutram's alternative data bureau.
Key Responsibilities
- Partner with BFSI clients (banks, NBFCs, fintechs, SFBs) to understand their credit and fraud policies and pinpoint where alternative data creates measurable lift.
- Translate client problems into solution designs — mapping Data Sutram signals into underwriting, fraud, KYC, and collections workflows.
- Own POC success: define success metrics, structure the analysis, interpret results, and present portfolio impact to client risk and policy teams.
- Define POC modalities — approval rates, delinquency, roll rates, fraud and loss rates and tie solution design to measurable business outcomes.
- Work closely with Data Science, Delivery and Product teams to shape the roadmap and how solutions are deployed and showcased to our customers
- Act as the trusted domain expert in client conversations, from problem framing through to rollout.
Qualifications That We Are Looking For
- 5+ years working directly with credit policy and fraud policy inside such a role, not adjacent to it
- Strong portfolio sense: comfortable interpreting a book of business through its numbers and risk metrics
- Engineering background, with the technical fluency to work hands-on with data (SQL, comfort with data structures and pipelines; Python a plus)
- A genuine problem-solver who is energised by ambiguous, open-ended challenges
- Clear communicator who can hold a room of senior risk and policy stakeholders
Preferred background
- Experience at a large bank, a top-tier consulting firm, or a fintech
- Exposure to lending across products (cards, personal loans, SME, and similar)
- Prior work with bureaus, risk models, or decisioning platforms
