SME – Credit Risk Review/Loan Review – Banking & Financial Services – Gurugram – 8+ Years

SME – Credit Risk Review/Loan Review – Banking & Financial Services – Gurugram – 8+ Years

We are looking for an experienced Credit Risk Review professional with strong exposure to commercial credit portfolios, particularly CRE and C&I lending. The role requires expertise in loan review, credit underwriting assessment, regulatory compliance, and risk evaluation within the banking domain. The ideal candidate should possess strong analytical skills, knowledge of U.S. banking regulations, and the ability to independently manage complex credit review assignments.

Location: Gurugram

Your Future Employer:

A leading global financial services organization known for its strong risk management framework, collaborative work culture, and exposure to large-scale international banking operations.

Responsibilities:

1. Conducting comprehensive credit risk reviews across commercial loan portfolios including CRE and C&I lending.
2. Assessing credit quality, collateral valuation, loan documentation, and policy adherence.
3. Analysing borrower financials, repayment capacity, covenant compliance, and industry risks.
4. Evaluating compliance with banking regulations, credit standards, and internal risk frameworks.
5. Preparing detailed workpapers and review findings for management and regulatory discussions.
6. Reviewing underwriting practices, risk ratings, and portfolio management processes.
7. Interacting with internal stakeholders and business teams to discuss review observations and recommendations.
8. Supporting remediation processes and identifying areas of credit risk improvement.

Requirements:

1. 8+ years of experience in credit risk review or loan review within commercial banking.
2. Strong exposure to CRE and C&I lending portfolios preferred.
3. Good understanding of U.S. banking laws, credit regulations, and underwriting standards.
4. Hands-on experience in credit analysis, loan origination review, and portfolio management.
5. Knowledge of risk rating methodologies and allowance frameworks would be an advantage.
6. Strong analytical, communication, and stakeholder management skills.
7. Experience in preparing review documentation and presenting findings to management.
8. CA/CPA/MBA Finance/Graduate in Finance or Accounting preferred.

What's in it for you:

1. Opportunity to work with a globally recognized banking and financial services environment.
2. Exposure to large commercial credit portfolios and international risk frameworks.
3. Strong learning opportunities in regulatory and credit risk management.
4. Collaborative work culture with long-term career growth prospects.

Reach Us: If you feel this opportunity is well aligned with your career progression plans, please feel free to reach me with your updated profile at [Confidential Information]

Disclaimer: Crescendo Global specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, gender, sexual orientation, age, disability, or any other protected category.

Note: Due to the high volume of applications, if you do not hear back from us within one week, please assume that your profile has not been shortlisted for the current opportunity.

Profile Keywords: Credit Risk Review, Loan Review, Commercial Banking, CRE Lending, C&I Lending, Credit Underwriting, Credit Analysis, Risk Assessment, Portfolio Management, Banking Regulations, Risk Rating, Loan Documentation