This opportunity is with a product-based company into Fintech environment specializing in Cards & Payment Technology.
Role - Senior Business Anlayst / Subject Matter Expert II
Experience - 6 to 16 years
NP - Immediate to 30 days
Location - Pune
Work Mode - 5 days WFO
Budget - 15 LPA to 40 LPA
Domain - Cards Mandatory
Primary Skills -At least one of Card Issuing, Card Acquiring or Card Switch experience is mandatory, ISO 8583, technical expertise in Java or PL/SQL is mandatory, Business Analysis, Stakeholder Management & Team Leading.
JOB OBJECTIVES
1. Business & Functional Expertise
- Analyze and formalize client business requirements related to electronic payments (issuing/ acquiring/ switching, clearing, settlement).
- Translate business needs into detailed functional specifications aligned with Products architecture and capabilities.
- Interpret complex client inputs (process flows, regulatory constraints, schemes rules) and convert them into structured, implementable functional models.
- Act as a reference point for payment business logic, transaction lifecycles, and exception handling.
2. Functional-Technical Alignment & Implementation Support
- Ensure functional specifications are technically consistent with system architecture, data models, and integration patterns.
- Validate alignment between functional design and technical design (interfaces, APIs, batch flows, parameterization, rules engines).
- Support development teams during:
- Coding of payment workflows and business rules
- Configuration of Product modules
- Definition of data mappings and processing logic
- Contribute to impact analysis for enhancements, regulatory changes, and new scheme requirements.
3. Testing, Validation & Delivery Support
- Participate in functional testing phases (SIT, UAT, non-regression), ensuring:
- Compliance with client requirements
- Consistency with payment standards and scheme rules
- Review test scenarios, test cases, and test results to validate end-to-end payment flows.
- Support issue analysis and resolution during testing and go-live phases.
4. Advisory & Knowledge Dissemination
- Monitor and analyze payment industry standards and regulations (e.g., ISO 8583, ISO 20022, scheme rules, compliance frameworks).
- Capitalize and maintain functional and technical documentation related to payment processes.
- Provide functional and technical training to internal teams and stakeholders.
- Act as a consultant on best practices in electronic payment processing and solution design.
PROFILE REQUIREMENTS
- Education: Master's degree (Engineering, Computer Science, Information Systems, or equivalent)
- Experience: Minimum 12-15 years in electronic payment systems, preferably within card management, switching, or acquiring platforms
- Strong ability to operate at the intersection of business, functional design, and technical implementation
