Senior Software Engineer, Cross-Border Payment Systems

Position Overview

Join our core R&D platform to architect the future of global value movement. As a Senior Software Engineer, you won't just write code—you will own the bank integration layer of a high-scale payment network. You will be a technical force multiplier, leading the charge in integrating AI-driven engineering (Agents and LLMs) into our core workflows.

Key Responsibilities

● Architect Global Connectivity: Lead the end-to-end design of high-availability integration gateways, standardizing diverse banking protocols into a unified, scalable global network.

● Engineer Resilience: Drive 99.99% system availability by implementing advanced distributed patterns (Idempotency, Circuit Breakers, State Machines) to ensure zero-duplicate transaction processing at massive scale.

● Innovate with AI: Spearhead the adoption of AI-powered tools and autonomous agents to step-change our development velocity, automated testing, and operational reliability.

● Security & Integrity: Own the mission-critical security handshake architecture that protects the financial integrity of every global transaction.

● Technical Leadership: Set the bar for engineering excellence through rigorous design reviews, mentoring junior talent, and evolving our cross-border engineering culture.

Job Requirements

● Fintech Mastery: 5+ years in high-throughput banking/payments. Deep knowledge of ISO 20022/SWIFT and the technical orchestration of FX lifecycles (Locked-in vs. Real-time rates).

● Technical Depth: Expert-level Java & Spring Boot proficiency with a focus on concurrency and distributed systems (Kafka, RocketMQ, MySQL optimization).

● Security Expertise: Proven experience with compliant by design architecture, including OAuth2, Mutual TLS, and digital signatures.

● AI-Forward Mindset: A proactive interest in utilizing AI Agents to optimize the software development lifecycle (SDLC).

● Bilingual Collaboration: Professional fluency in English and Mandarin is essential for high-level technical collaboration with our global business centers and cross-border teams.