Senior Product Manager

About the Role

As the Product Manager, you will play a pivotal role in shaping and leading our digital lending and SaaS initiatives. This role demands a strategic thinker with a deep understanding of lending products, a passion for innovation, and the ability to collaborate with cross-functional teams to deliver exceptional digital solutions.

Perform competitors mapping, undertake deep analysis and presentation to management on a periodic basis. Provide insights on the market research and trends on product positioning activities. Responsible to conduct Product demos to C-suites and relevant stakeholders of client. Support the development of product ideation and service delivery models for the Global product suite.

Responsibilities

• Product Vision - Develop and communicate a compelling product vision that aligns with the company's mission and strategic objectives.
• Lead the end-to-end development of SBA and LOC productsfrom ideation and design to execution, launch, and iteration.
• Ensure all product features are fully compliant with SBA guidelines, FDIC regulations, and other relevant lending laws while delivering seamless and intuitive experience for small business customers.
• Serve as the go-to expert on SBA regulations and underwriting best practices, continuously refining products based on regulatory updates and market dynamics.
• Product Strategy - Create and execute a comprehensive product strategy to drive growth.
• Product Development - Oversee the end-to-end product development lifecycle, ensuring products are delivered on time, within scope, and to the highest quality standards.
• Product Roadmap Experience in roadmap planning and prioritization.
• Leverage Agile development best practices to ensure timely and quality delivery of new software functionality.
• Establish and track KPIs for SBA Lending and LOC products, including underwriting approval rates, loan origination volumes, and credit performance.
• Market Research - Continuously monitor industry trends, market dynamics, and user feedback to identify opportunities for product enhancements and new features.
• User-Centric Design - Champion a user-centric approach to product design and development, ensuring that the customer experience is at the forefront of decision-making.
• Cross-Functional Collaboration - Collaborate closely with engineering, design, marketing, and sales teams to deliver seamless and integrated product solutions.
• Acting as a product information SME, support internal teams including sales, implementation, training, and customer support teams through activities such as product knowledge transfer sessions, participating in product demonstrations, and responding to information requests.
• Ability to develop and execute roadmap for Loan Management System product.
• Data-Driven Decision Making - Utilize data analytics and metrics to assess product performance and inform strategic decisions.
• Risk Management - Identify and mitigate potential risks, ensuring that the product roadmap remains aligned with company goals.
• Experience in consumer/business facing internet products, shipping features at scale.
• Product Thinking, Problem Solving, Business Acumen, Technology Understanding, collaboration, Influencing without authority.
• Understanding of loan products journey's like Secured/Unsecured/Line of Credit/Supply chain loans etc. in the LMS product.
• Have a flair towards data driven feature enablement and collaborating with data science teams on data visualization and modelling on financial services use cases for delivery.
• Should have a strong understanding on functional and technology aspects on a micro-service driven architecture and implementations.
• Strong team player who puts customer first to drive feature development and has an impeccable prioritization acumen for customers and internal stakeholders.
• Collaborating with internal team members, support completion of release readiness activities for each project including implementation, training, and customer support readiness, marketing activities, technical documentation, reporting, and client communications.

Qualifications

• Any Degree - B. Tech/ B.E./MBA/M. Tech preferably full time. (Overall candidate must have scored 60% & above in all the standards starting from matriculation till highest degree).
• Strategic & Ownership mindset and the ability to develop and execute product strategies that align with overall business objectives.
• MUST HAVE EXPERIENCE IN US MARKET.
• Strong analytical skills and the ability to leverage data for decision-making.
• Experience in BFSI, Fintech and Lending is preferred.
• Mandatory prior experience in handling loans product management or similar end-to-end product life cycle.
• Problem analysis and problem-solving skills.
• Minimum of 8 -12 years of Product Management experience.
• Financial services experience with a focus on digital banking/lending domain preferred.
• Candidates with Agile SCRUM training, related certifications, and prior experience managing a Product Owner team preferred.
• Thorough understanding of standard software development lifecycle for enterprise software applications.
• Thorough understanding of scrum framework and agile methodologies and team roles and responsibilities in a SCRUM-based environment.

Required Skills

• Product Experience.
• MongoDB or any NoSQL, MySQL/PostgreSQL.
• Knowledge on RDS, Redis, AWS Arora, EC2 will be an added advantage.
• Strong Communication Proficiency (Written and Verbal).
• Strong People Skills (Team Handling experience 3+ team members preferred).
• Out of box thinking.
• Strong task orientation/ Go-getter attitude.
• Ethical Conduct.
• Leadership.
• Accountable.
• Personal Effectiveness/Credibility.
• Problem Solving/Analysis.
• Out of box thinking.

Equal Opportunity Statement

• We are committed to diversity and inclusivity.