We are seeking a highly skilled
Senior Product Engineer with expertise in
Relationship-Based Pricing (RBP) and
Zafin SaaS platform to drive pricing strategy, implementation, and optimization across banking products. The ideal candidate will bridge business and technology, enabling dynamic, customer-centric pricing models aligned with revenue and digital transformation goals.
Key Responsibilities
- Pricing Strategy & Design
- Define and implement relationship-based pricing strategies aligned with bank revenue objectives
- Design pricing frameworks considering customer relationships across products and channels
- Enable differentiated pricing strategies for Retail, SME, and Corporate Banking segments
- Develop pricing segmentation strategies based on customer profiles and behavior
- Ensure alignment between pricing strategies and overall profitability goals
- Support cross-sell initiatives and optimize relationship value through pricing models
- Establish enterprise-wide pricing governance, standards, and policies
- Collaborate with product teams to design dynamic and contextual pricing strategies
- Zafin SaaS Platform Implementation
- Lead end-to-end implementation of Zafin Relationship-Based Pricing (RBP) platform
- Configure pricing rules, bundles, offers, and discount structures within Zafin
- Translate business pricing models into configurable rules within the platform
- Manage integration with core banking systems (e.g., Finacle) and other enterprise systems
- Ensure seamless data flow between upstream and downstream systems
- Enable and manage pricing APIs for real-time consumption by digital channels
- Oversee pricing catalog management, lifecycle of rules, and release upgrades
- Ensure platform scalability, performance, and high availability
- Product & Pricing Management
- Define and implement pricing structures for banking products (accounts, loans, payments, etc.)
- Configure fee waivers and benefits based on customer relationship tiers
- Enable bundled pricing models across multiple banking products
- Support product launches with accurate and timely pricing configurations
- Monitor and analyze pricing performance to drive continuous improvement
Required Skills & Experience
- Strong experience in Relationship-Based Pricing (RBP) within banking/financial services
- Hands-on experience with Zafin SaaS platform implementation and configuration
- Solid understanding of core banking systems (preferably Finacle)
- Experience in pricing strategy, product configuration, and revenue optimization
- Knowledge of API integrations and enterprise system architecture
- Strong analytical and problem-solving skills with a business-first mindset
- Ability to collaborate with cross-functional teams (Product, Tech, Business)
Preferred Qualifications
- Experience working with digital transformation programs in banking
- Exposure to retail, SME, and corporate banking domains
- Familiarity with pricing governance frameworks and compliance standards
