Job Description

Key Accountabilities

JOB DESCRIPTION

Global and Regional KYC Policy
Draft, review, maintain, and enhance global and regional KYC policies, procedures, standards, control requirements, desktop guides, and operating manuals.
Interpret global minimum standards and identify country or regional nuances applicable to the UK, Spain, wider EMEA, and other relevant jurisdictions.
Perform policy gap assessments arising from regulatory change, audit findings, quality reviews, control failures, or operational feedback.
Manage policy governance activities including stakeholder consultation, approvals, version control, implementation planning, communication, and periodic review.
Provide practical advisory support on policy interpretation, exceptions, escalations, risk acceptance, and documentation requirements.
Translate complex regulatory obligations into concise, clear, and operationally workable procedures for first- and second-line teams.
Complex Entity and Beneficial Ownership Advisory
Provide expertise on complex legal entity types, including Special Purpose Vehicles (SPVs), trusts, foundations, funds, partnerships, holding companies, private investment vehicles, family offices, and financial institutions.
Assess ownership and control chains to identify ultimate beneficial owners, controllers, board of directors, and authorized signatories.
Define documentary and verification standards for layered, cross-border, nominee, or otherwise complex structures.
Advise on CDD and EDD requirements for higher-risk customers, politically exposed persons, adverse media, sanctions exposure, and higher-risk jurisdictions.
Develop practical decision trees and training material to improve consistency in complex entity reviews.