Senior Payments Analyst

What the Candidate Will Do

1. Analyze Payment Costs:Write and optimize SQL queries to extract and analyze data related to payment transactions, fee structures, and processor charges.
2. Invoice Reconciliation:Match actual payment fees with processor invoices to ensure accuracy and identify any discrepancies.
3. Payment Fee Optimization:Identify inefficiencies in payment processing costs and suggest actionable strategies to reduce expenses (e.g., routing logic, processor changes, pricing plans).
4. Reporting & Dashboards:Build reports and visualizations to communicate fee trends, variances, and optimization opportunities to internal stakeholders.
5. Stakeholder Collaboration:Work closely with finance, engineering, product, and vendor teams to ensure alignment and execution of cost-saving initiatives.
6. Industry Benchmarking:Stay updated on industry best practices, interchange fee updates, and processor pricing models to support informed decision-making.

Basic Qualifications

1. Masters degree in Finance, Economics, Data Science, Engineering, or a related field.
2. 4+ years of experience in payments, finance, analytics, or operations, preferably in a high-volume transaction environment (e.g., e-commerce, fintech, SaaS).
3. Proficiency inSQLand experience working with large datasets.
4. Strong analytical and reconciliation skills with attention to detail.
5. Strong affinity for numberswith the ability toconnect data-driven insights to real-world payment cost driversand operational decisions.
6. Proficient in Excel/Google Sheets, Pivot Tables and data visualization tools (e.g., Tableau, Looker, Power BI).
7. Excellent communication skills, both written and verbal.
8. Ability to work independently and manage multiple priorities. Ability to work in a fast paced environment and manage multiple tasks.
9. Solid problem solving skills - the ability to break down complex problems and define a plan and the expected outcome.

Preferred Qualifications

1. Strong knowledge of SQL, and experience with building data visualizations and dashboards.
2. Strong knowledge of Excel/Google Sheets with advanced Excel functions and experience with Pivot Tables
3. Experience with payments cost analysis is a plus. Familiarity with interchange fee, scheme fees.
4. Knowledge of the economic, legal, regulatory, and technical trends in the payments industry