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Senior Manager - Risk

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  • Posted 2 hours ago
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Job Description

What are my responsibilities

  • To handle credit underwriting of new business transactions related to Factoring
  • Make recommendation regarding credit decision to relevant authority based on risk assessment and analysis
  • Ensure timely review / enhancement of limits assigned for Factoring
  • Communicate effectively with the borrowers and internal stakeholders to address queries and provide credit decisions within agreed TAT
  • Monitor health of the portfolio and identify potential risks and opportunities to mitigate the risk
  • Stay updated on Industry regulations and best practices related to Credit underwriting and Factoring
  • Continuously evaluate and improve the credit underwriting process to enhance efficiency and effectiveness.
  • To participate in customer meetings when needed to fully understand the risks and opportunities.
  • Participate and actively handle the audits.
  • To liaise through structured meetings, with Management, Sales, and other members of the Risk Management team to ensure continuous improvement of business process.

What else do I need to know

Knowledge And Experience

  • About 5-6 years of experience in risk or credit in a bank or a reputed NBFC in underwriting
  • Knowledge of Supply Chain Financing, Factoring products is preferred
  • Experience in commercial finance is mandatory.
  • Ability to take credit decisions.
  • Quick learning ability
  • Experience in LOS / LMS in a Bank or NBFC
  • CA or MBA from an institution of repute

More Info

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About Company

Job ID: 147497133

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