Job Title: Senior Loan Associate - Credit Analyst
Company: Ahuja Valecha & Associate LLP
Qualification: ACCA/ MCom/ BCom/ MBA/ SemiCA/ CA
Employment Type: Full-time
Location: Pune
Note: Compulsory Australian Mortgage experience
Shift timing: 6 AM onwards (Australian shift) From office
No. of positions: 5
Eligibility criteria: ACCA Member
About The Role
Company is seeking a highly skilled and experienced Senior Loan Associate - Para broker to join our team. The ideal candidate will have a minimum of four years of experience in Australian mortgage loan processing and a deep understanding of the mortgage industry.
This role requires a highly motivated individual with a proven track record of success in the mortgage industry. The successful candidate will be responsible for driving loan processing efficiency and ensuring customer satisfaction.
Key Responsibilities
- Borrowing Capacity (BC) Processing: Accurately assess borrower's borrowing capacity based on financial information and lender guidelines.
- Loan Analysis: Conduct comprehensive loan analysis to determine loan eligibility and structure.
- Loan Processing: Manage a high volume of loan applications from start to finish, ensuring adherence to compliance and regulatory requirements.
- Missing Information Reports (MIR): Efficiently identify and request missing documentation from borrowers, maintaining timely loan progression.
- System Proficiency: Demonstrate proficiency in HubSpot and Infinity to manage customer data and loan information effectively.
- Client Relationship Management: Build and maintain strong relationships with brokers and clients, providing exceptional customer service.
- Team Collaboration: Collaborate with internal teams to ensure seamless loan processing and closing.
- Compliance Adherence: Stay updated on industry regulations and ensure compliance with all relevant laws and policies.
Essential Requirements
- 4+ years of experience in loan processing, preferably with experience in handling complex loan applications.
- Proficiency in using loan processing software (e.g., Mercury Nexus) and online application platforms (e.g., AOL, Loanapp).
- Comfortable working on Teams the whole shift
Key Skills & Qualities
- In-depth knowledge of common banking jargon and home loan process
- Knowledge of Borrowing Capacity and lender policy is important.
- With technical know-how on documentation requirements in housing loans
- Accurate and efficient in data entries
- Coordination skills in dealing with Bank lenders on housing loan processing
- A plus if with experience in working with Mercury Nexus CRM
- Proven experience in customer service.
- Willingness to undergo and pass background check as a condition of employment (a consent form will be provided to shortlisted candidates
