Bengaluru, Karnataka
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Posted 06/08/2026
Job reference 13742
Experience level Experienced Hire
Job category Credit Analysis & Research
Line of business RRS
At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.
Skills and Competencies
- 0-2 years experience in credit/financial data analysis and interpretation with knowledge of capital markets; experience in structured finance will be an added advantage
- Skilled in identifying key credit risk factors and applying relevant credit methodologies to support analysis and decision-making.
- Excellent Microsoft Office skills, particularly advanced Microsoft Excel skills.
- Excellent English communication and interpersonal skills
- Detail-oriented and well-organized, with a proven ability to excel in team-driven environments.
- Basic understanding of AI concepts (Generative AI tools and Agentic AI systems), with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency leveraging these technologies for research, analysis, or workflow optimization. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use.
- Experience with data science and analytics tools like Python, Power BI, and Alteryx is advantageous along with proficiency in handling large datasets, ensuring data integrity, and applying best practices in data analysis
Education
- Masters degree in Accounting, Finance, Economics from or qualified CA
- CFA/FRM certification is preferred.
Responsibilities
- Independently manage routine deliverables such as portfolio review preparation, credit opinions, and outreach materials, while contributing to process improvement initiatives.
- Apply Moody's ratings methodologies to create adjusted data, key indicators, ratios, charts, and graphs that enhance ratings and research accuracy.
- Perform data intake, scrubbing, and validation to ensure accuracy and readiness for research and ratings processes.
- Analyze financial reports, official statements, and related documents to assess issuer performance and creditworthiness.
- Partner with analysts and accounting specialists to apply relevant accounting concepts and capture accurate data for ratings.
- Provide direction and resolve queries for junior team members to ensure quality and efficiency in deliverables.
About The Team
Being part of the RRS Global Capability Centers provides a unique opportunity to foster skills that are valuable to any future career in the financial services industry. The RRS GCC teams perform a range of data, analytical and research services that contribute to the overall credit analysis function performed by the rating groups. By joining our team, you will be a part of exciting work in the global capability centers.
Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
For more information on the Securities Trading Program, please refer to the Securities Trading Policy (opens in new window) on Moody's Compliance Expo page (opens in new window)
Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee's tenure with Moody's.
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