We are looking for a risk analytics professional to be part of the Credit–LAP team, working closely with the Head of Credit (LAP) to drive data-led decision making across the mortgage portfolio. The role will focus on portfolio analytics, business insights, and performance monitoring, while contributing to strategic initiatives such as automation, policy enhancement, AOP planning, and process improvements within the business. The incumbent will work with large and complex datasets to generate actionable insights, collaborate with cross-functional stakeholders, and support senior management through meaningful analysis and reporting. This position offers high visibility and team management exposure, making it ideal for candidates with a strong foundation in risk analytics and understanding of the mortgage lending domain.
Key Responsibilities:
- Managing preparation of monthly /weekly / fortnightly credit decks / PPTs as per prescribed formats
- Analytics & Monitoring work on the Portfolio (LAP / GECL / OTR / Bucket X / Delinquency KPIs / Early Mortality etc)
- Presentation of Monthly Review of the LAP Portfolio along with relevant cuts
- Responsible for timely preparation of various business MIS & Sharing with Various Stakeholders
- To ensure adherence to Company Culture Policy and Value based indicator manual & maintaining discipline and decorum. Ensure development of self and team on these parameters.
- To ensure adequate training / motivation and mentoring of team for them to do their roles efficiently
- Train sales and credit folks to ensure compliance to new digital initiatives / policies and process norms
- Give Inputs for designing and implementation of credit policies and do periodic reviews to keep the policy aligned to Industry
Desired Candidature:
- Education: Graduate / MBA
- Work Experience: 3-8 years from relevant industry (NBFC / Banking) is a must.
- Primary Skill: Expertise in Data Analytics, Understanding of Lending Businesses (esp. Mortgages)
- Technical Skills: Understanding of software like Finnone, SFDC. Good in MS Excel, MS PPT and MS word.
- Management Skills: Team management skills & co-ordination with peers
- Soft Skills: Proficiency in spoken & written English & local language.
