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Senior Credit Risk Analyst

Senior Credit Risk Analyst

Anupam Finserv
3-6 Years
Not Disclosed
Early Applicant
  • Posted 18 hours ago
  • Be among the first 10 applicants

Job Description

About Anupam Finserv:

Anupam Finserv is a listed NBFC focused on building innovative lending products for both consumers and businesses. We are a young, ambitious team committed to rapid growth, continuous learning, and taking ownership as we scale.

Role: Senior Credit Risk Analyst (Wholesale Credit)

Location: Goregaon West, Mumbai

Work Model: On-site

About the Role:

We are looking for a Senior Credit Risk Analyst to join our Financial Institutional Lending Team.

Key Responsibilities:

  • Work on credit appraisals for mid-market corporates and financial institutions (NBFCs), analysing financial statements, cash flows, business models, and management quality.
  • Draft credit notes, rating rationales, and detailed risk assessments.
  • Participate in client meetings, due diligence, and industry/peer benchmarking.
  • Partner with business teams to evaluate deal structures, covenants, and risk mitigants.
  • Track portfolio health through exposure analytics, rating changes, and early warning indicators (EWI).
  • Assist in building sectoral risk frameworks by analysing macro and micro trends.
  • Contribute to stress testing, scenario modelling, and limit utilisation monitoring.
  • Support quarterly portfolio reviews, dashboards, and presentations.
  • Collaborate with Data Science and Tech teams to build credit models, scorecards, and visual dashboards.
  • Support validation, back-testing, and continuous improvement of risk models.
  • Help automate reporting and monitoring of key risk metrics.
  • Assist in drafting and refining risk policies, SOPs, and internal guidelines.
  • Monitor compliance against risk appetite thresholds and escalate deviations.
  • Coordinate with audit and compliance teams for reviews and documentation.

Desired Skills & Qualifications:

  • CA with 3–6 years of experience in credit, risk, or financial analysis.
  • Strong command of financial statement analysis, ratios, and cash flow modelling.
  • Prior exposure to underwriting/auditing Financial Institutions.
  • Detail-oriented, analytical, and risk-first mindset.
  • Excellent written and verbal communication skills.

What You'll Gain:

  • Exposure to mid-market lending, structured finance, and institutional credit risk frameworks.
  • Working with the management and being part of the decision making.
  • A collaborative, high-performance environment designed for growth and ownership.
  • Opportunity to front face and lead the negotiations to structure the deal.

More Info

Job Type:
Industry:
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Key Skills

scorecards

internal guidelines

risk policies

credit models

visual dashboards

cash flow modelling

About Company

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