Job Requirements
Role/ Job Title: Senior Business Risk Analyst - Supply Chain Finance
Department/ Business Unit: Wholesale Banking
Job Purpose
Senior Business Risk Analyst - SCF is responsible for preparing SCF proposals, identifying/ analyzing and mitigating risks in supply chain finance programs while ensuring regulatory compliance and operational efficiency.
Roles & Responsibilities
- At a region level responsible to ensure timely sanction and onboarding of SCF proposals originated by Regional Trade & SCF Sales team.
- Liaoning with SCF & Trade Sales team, Coverage RMs and Anchor/ Dealer/ Vendor clients to source necessary information for preparing SCF Credit Appraisal Memo (CAMs) for Anchor & Dealer/ Vendor new SCF facility sanctions and renewals of existing SCF facilities.
- Analyze financial and non-financial risks in Anchor proposals and Dealer/ Vendor proposals in supply chain finance programs and work with Product team and Credit/ Risk team for timely sanction of SCF facilities.
- Support audits and compliance reviews for supply chain programs.
- Assist in developing and maintaining supply chain finance risk assessment framework and procedural manuals. Participate in product development from a risk lens ensuring new programs meet the risk appetite.
- Identify process gaps and work with Product team to streamline process to improve TATs for sanction of SCF facilities and on-boarding of SCF clients.
- Track performance of approved programs and trigger reviews based on portfolio movements. Monitor key risk indicators (KRIs) for early warning signals.
- Review proposals submitted by Analysts for accuracy and compliance.
- All cases less than Rs. 5 Cr analyst will submit these with concurrence of senior business risk analysist after review.
- Assign tasks to zone-level analysts and monitor execution.
- Continuous review of regional risk metrics and early warning signals.
- Track and ensure adherence to Turnaround Time (TAT) for each level of business risk processing to maintain efficiency and client satisfaction.
- Work in tandem with Product team, Risk Team and CAD team to streamline the risk assessment framework and sanction process.
- Review proposals submitted by Analysts for accuracy and compliance.
- All cases less than Rs. 5 Cr analyst will submit these with concurrence of senior business risk analysist after review.
- Assign tasks to zone-level analysts and monitor execution.
- Continuous review of regional risk metrics and early warning signals
- Track and ensure adherence to Turnaround Time (TAT) for each level of business risk processing to maintain efficiency and client satisfaction.
Educational Qualification
Graduate: Any graduation
Postgraduate: Any post-graduation
Experience: 5+ years of experience as Analyst for Supply Chain Finance
