Company Profile
Firstsource Solutions Limited, an RP-Sanjiv Goenka Group company is a global leader providing business process solutions and services spanning the customer lifecycle across Healthcare, Banking and Financial Services, Communications, Media and Technology, Retail, and other diverse industries. With a global footprint across US, UK, India, Philippines, Mexico, Romania, Turkey, Trinidad & Tobago, South Africa, and Australia, they make it happen for their clients, solving their biggest challenges with hyper-focused, domain-centered teams and cutting-edge tech, data, and analytics. Firstsource's inch-wide, mile-deep practitioners work collaboratively, leveraging UnBPO™ - their differentiated approach to reimagining traditional outsourcing - to deliver real-world, future-focused solutions that drive speed, scale, and smarter decision, turning transformation into tangible results for clients.
Job Title: Non-QM PPR Reviewer / Mortgage Underwriter
Job Summary
We are seeking an experienced Non-QM PPR Reviewer to evaluate and verify the documents required Underwriting of Non-QM, Non-Conforming, Jumbo. The ideal candidate will have Basic credit, income, asset, and collateral analysis skills, with the ability to understand investor and regulatory guidelines.
Key Responsibilities
- Validate Documents required for Non-QM, Non-Conforming, Jumbo.
- Analyze credit reports, calculate DTI/LTV/CLTV/HCLTV, and assess compensating factors.
- Review the documents required salaried and self-employed income (W-2s, 1040s, K-1s, P&L, rental income, bonus/commission).
- Verify assets, reserves, and source/seasoning of funds.
- Review appraisal, title, flood certification, and condo/HOA documentation basic validations
- Ensure compliance with TRID, RESPA, ECOA, HMDA, AML, and Fair Lending requirements.
- Clearly communicate missing documents to the seller
Required Qualifications
- 2–5+ years of U.S. mortgage underwriting experience.
- Strong product knowledge of Non-QM products.
- Experience with Transmittal Summary Review
- Hands-on experience with Encompass or similar LOS.
- Strong analytical and risk assessment skills.
- High attention to detail and fraud awareness.
- Ability to manage high-volume pipelines and meet SLAs.
- Proficiency in MS Excel.
Preferred Qualifications
- Experience with Jumbo and complex self-employed income files.
- Exposure to investor overlays and exception processing.
- Mortgage BPO experience (plus).
Competencies
- Strong analytical and decision-making skills
- Good written and verbal communication
- Attention to detail and compliance orientation
- Ability to collaborate across teams
⚠️ Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or @firstsource.com email addresses.
