Senior Analyst- Annual Review

About Us

Evalueserve is looking to hire someone with experience in credit review/appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large corporates (3-10 yrs experience)

Candidates preferred with notice period- 0-30 days!

Roles & Responsibilities

• Will join the Lending Services (Corporate and commercial banking) team at Evalueserve, supporting bankers in critical lending/credit processes across end-to-end lending journey such as follows:

• Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit

• Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters)

• Calculating covenants in line with facility agreements and providing detailed rationale for covenant

• Met/Breach results

• Performing Annual/Quarterly or Half yearly reviews small or medium connections:

• Business Overview

• Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios)

• Covenant performance

• PD/LGD analysis

• Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV,

• Interest cover, leverage etc.) or any other sector-based guideline

Required Qualifications

• Bachelor's/ Master's degree with a major in finance, economics, accounting or from a reputed institute with 2-10 years experience in similar profile

• Strong Accounting and financial skills

• Understanding and experience of credit review or underwriting role is desirable

• Experience on lending platforms or credit search platforms like Credit lens, nCino or Lexis would be preferable.

• Excellent interpersonal and ability to build strong team culture

• Ability to practice attentive and active listening skills

• Challenging current thinking by implementing new ways of working Strong Accounting and financial skills

• Understanding and experience of credit review or underwriting role is Preferable

• Good MS Office Skills

• Excellent Communication and interpersonal skills

• Ability to ensure that tasks within areas of responsibility are completed in a timely manner

• Ability to practice attentive and active listening skills

• Ability to identify pro-active ways to contribute to firms goals & mission

• Challenging current thinking by implementing new ways of working.