SDE I (Android)

About Navi

At Navi, our mission is to simplify finance for a billion people, through technology-first products built at scale.

Founded in 2018 by Sachin Bansal and Ankit Agarwal, Navi has grown rapidly across Loans, UPI, Insurance, Mutual Funds and Digital Gold – building products designed around speed, simplicity and customer experience.

Today, millions of customers use Navi for experiences like instant personal loans, fully digital home loan sanctions within minutes, low-cost mutual funds, instant credit lines in minutes and one of India's fastest-growing UPI platforms.

What makes Navi different is the way we build. We move fast, solve real customer problems and give people the ownership to create meaningful impact early in their journey.

Why Explore a Career at Navi

Where Ownership Creates Real Impact

At Navi, ownership starts early. People here are trusted to solve problems, make decisions and drive outcomes that directly shape the products and experiences used by millions of customers every day.

Where Careers Accelerate

Growth at Navi is driven by impact, not tenure. We strongly believe in promoting from within and creating opportunities for people to take on larger responsibilities as they grow. If you consistently raise the bar, you'll find the space to grow quickly here.

Where Great Talent Builds Together

We take pride in building high talent-density teams where ambitious people learn from one another every day. Working on high-scale business and technology problems creates steep learning curves, fast execution cycles and opportunities to make visible impact throughout your journey.

About the Team

Navi's Engineering team builds the backbone of our financial products—spanning lending, payments, insurance, investments, and debt management. We operate as cross-functional teams that work closely with Product, Data, and Business functions to deliver reliable, high-performance systems at scale.

Our engineers focus on solving real-world challenges through scalable architecture, automation, and long-term thinking—ensuring every Navi product is built to serve millions efficiently and seamlessly.

About the Role

As an SDE I – Android Developerat Navi, you will work closely with Product and Design teams to build intuitive, high-quality user experiences on the Android platform. You will contribute to developing reusable Android components, debugging performance and functional issues, and improving engineering practices through collaboration and code reviews.

This role provides strong exposure to large-scale mobile systems and an opportunity to grow as an Android engineer while shipping impactful features used by millions.

What You'll Own

• Collaborate with Product and Design teams to implement user-centric Android experiences
• Develop and maintain reusable Android components and libraries
• Actively participate in code reviews, contributing to better engineering quality and consistency
• Debug and resolve performance, stability, and functional issues in Android applications
• Write clean, maintainable, and testable code with a focus on long-term scalability
• Document technical specifications, sequence diagrams, and Low-Level Designs (LLDs)
• Contribute to feature design discussions and provide inputs on technical feasibility
• Support continuous improvement through feedback on processes and team practices

What Makes You a Great Fit

1. 1+ years of experience developing Android applications using Kotlin/Java and the Android SDK
2. Strong understanding of Object-Oriented Programming (OOP) principles
3. Solid knowledge of Data Structures and Algorithms
4. Experience with Android UI frameworks (Jetpack Compose and/or XML-based views)
5. Familiarity with Android Architecture Components (ViewModel, LiveData/StateFlow, Room) and common design patterns
6. Understanding of networking, multithreading, and memory management on Android
7. Experience using version control systems such as Git
8. Ability to write clean, scalable, and maintainable code
9. Familiarity with CI/CD pipelines and tools (e.g., Jenkins, GitHub Actions)
10. Experience integrating third-party SDKs into Android applications

The Navi OS

The Navi OS is our Operating System for how we work every day. Success at Navi is defined by living these core values.

• Start with the Customer
• Master the Details
• Act with Urgency
• Own the Outcome
• Build for a Decade - Not a Day
• Win as One

We hire talented individuals who already show these strengths, because those who share these values thrive at Navi and grow with the organisation.

To read more about the Navi OS, visitnavi.com/our-values

Life at Navi

Life at Navi is fast-paced, ambitious and deeply collaborative. Beyond work, teams come together through sports, celebrations, offsites, music jams, team outings and many more shared experiences that make the journey exciting and memorable.

We believe people do their best work when they feel supported, through flexible leave policies, strong health and wellness benefits, free financial, legal and medical consultations, ESOPs and a workplace designed for both productivity and well-being.

Whether it's the sports turf, gym, focus zone or nap rooms, the campus is built to make everyday work more enjoyable.

If you'd like to know more about life at Navi, our culture and employee benefits, head to our careers page:navi.com/careers/life-at-navi

If solving meaningful problems, building at scale and growing alongside ambitious teams excites you, Navi could be the place for you.