Job Description
Key Responsibilities:
Documentation Management
- Prepare loan documents for various loan types, ensuring procedures are followed within deadlines.
- Ensure all pre and post-disbursement documentation is completed.
- Ensure all required approvals for disbursement are obtained.
- Visit client locations to complete documentation work.
- Provide clients with SOA, Debit Notes, Interest Calculations, GST Invoices, etc.
- Resolve client queries within the defined turnaround time (TAT).
- Ensure timely renewals of existing loans, obtaining approvals and completing documentation.
- Close all pending deferred documents (PDDs) on time.
- Ensure pledge/unpledge of shares is completed.
- Coordinate with clients to resolve margin shortfalls in security cover within TAT.
Loan Monitoring & Covenant Tracking
- Ensure adherence to policies and processes for loan documentation.
- Monitor loans and track compliance with covenants.
- Ensure clients receive SOA, Debit Notes, GST Invoices, and Tax Invoices.
- Ensure timely receipt of monthly/quarterly covenant data from clients.
Coordination & Client Relationship Management
- Coordinate with business, credit, operations teams, and client officials for smooth documentation to disbursement transition.
- Manage DSA payouts and empanelment processes.
Audit & Compliance
- Ensure internal and external audit compliance for loan documentation and processing.
- Ensure adherence to regulatory requirements in loan documentation and monitoring.
