Sales Officer - Micro Unsecured Loans

Key Responsibilities

• Acquire new customers for unsecured loans up to INR 10 lakhs through field sales and direct sourcing
• Generate leads via open market activities, referrals, and digital channels
• Build and maintain a strong pipeline to meet monthly and quarterly disbursement targets
• Develop and manage relationships with DSAs, connectors, and referral partners
• Ensure sourcing quality in line with credit policies and company guidelines
• Conduct initial credit assessment, eligibility checks, and basic financial analysis
• Collect and verify KYC documents, bank statements, and ITRs
• Coordinate with credit, operations, and risk teams for smooth processing and disbursement
• Maintain portfolio quality by controlling delinquency and ensuring responsible sourcing
• Adhere to regulatory requirements, internal policies, and audit standards