Role & responsibilities
- Resolution of stressed and special situation assets which involve business analysis study of company potential, industry and management risk, business and financial restructuring.
- Monitoring of early warning signals, cashflows, operational and financial performance of allocated portfolio.
- Review of credit files/ security documentation taking corrective actions in case of any discrepancies.
- Interacting with all stakeholders including company officials, other lenders, internal stake holders to ensure timely and appropriate implementation of banks strategy wrt to allocated portfolio.
- Close coordination with Legal team for cases which may involve litigation. Interaction with advocates for filing suits initiating legal action under SARFAESI, NCLT, DRT etc.
- Emphasize on value realization from portfolio through cross sell , advising, developing sustainable business plans.
Preferred candidate profile
- Strong Credit Analytics/ Experience in handling stressed accounts (Preferred).
- Experience in preparing Credit Appraisal and Financial Analysis.
- Through Knowledge of RBI Guidelines/ IBC related guidelines/Restructuring.
- Strong interpersonal skills.
