Basic Details:Fill the required information about business, unit, location, position, reports to position and date of updation of JD

Business

Health Insurance

Unit

Aditya Birla Health Insurance Company Ltd

Location

ABHI - Bangur BFL Estate,Kolkata

Poornata Position Number of the job

Reports to: Poornata Position Number

Poornata Position Title of the job

AM - Provider Network

Reports to: Poornata Position Title

Zonal Head -Provider Network

Function

Services Operations

Reports to: Function

Services Operations

Department

Operations - Provider Network

Reports to: Department

Operations - Provider Network

Designation of the Employee

Asst. Manager - Ops Provider Network

Designation of the Manager

Senior Chief Manager

Date of writing/updation of JD

5-Jan-24

1) Job Purpose:Write the purpose for which the job exists (in 2-3 lines)

The role will be responsible for network data management, system preparedness, tripartite agreement management, preparing various daily, monthly & quarterly MIS, cost & tariff analysis. The role will be responsible for assisting the zonal contracting team to manage the renewal & tariff negotiation with hospital based providers, management of agreement & on boarding the providers while ensuring compliance as per regulator directives.

Business Workforce Number
(Max 254 Characters)

On Roll - 6000+

Offroll/ Part time - 4000+

Unit Workforce Number
(Max 254 Characters)

On Roll - 6000

Offroll/ Part time - 4000+

Function Workforce Number
(Max 254 Characters)

On Roll - 800

Offroll/ Part time - 279

Department Workforce Number
(Max 254 Characters)

On Roll - 16

Offroll/ Part time - 4

Other Quantitative and Important Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter

About the Health Insurance Industry -

While the current market sees more than 15 non-life players in the private space and 5 exclusive private players in the health insurance space trying to capture a sizable market share, the nationalized service provider (6) remains a strong competitor. In addition to this the business dynamics are such that the overall market on an annual basis which is to the tune of roughly 10,000 Crs sees close to 85 % of the business renewing with the existing service provider itself. This narrows down the opportunity of the fresh business actually being seriously fought in the market to approximately 1500 odd Crs. With the SME and the start-ups being the driving force of Indian economy, the opportunity to cater to these segments is immense and is increasing manifold year on year. The challenge here therefore remains as to how we capture a larger share of the opportunity by developing specific solutions to cater each segment of the business. Also by creating an inexpensive and standardized solution to increase the reach into the pockets of channel partners across the country to harness on their captive business and explore new opportunities with them.

Market Opportunities - With the advent of medical advancements, lifestyle changes, change in Indian socio-economic scenario and Indian healthcare space, and the insurers are facing challenges to cater to the needs of this diverse clientele. Increasingly Indian customers have started considering health insurance partners as extensions of health advisers. In this scenario it becomes extremely important to understand their psyche and then provide tailored solutions with wellness benefits which would help them meet their end objectives and bring in profitable revenue source for the company.

About the Aditya Birla Health Insurance -

Aditya Birla Health Insurance Co. Limited (ABHICL) was incorporated in 2015 as a 51:49 joint venture between Aditya Birla Capital Limited (ABCL) and MMI Strategic Investments (Pty) Ltd. ABHICL commenced its operations in October 2016.

ABHICL has entered the competitive health insurance market with an aim to expand the category to wider customer segments, beyond the ones that health insurance companies traditionally have marketed to.As the 6th entrant in a category with well-established players, ABHICL is creating differentiation and equity for itselfthough the unique business proposition of Health Insurance for All, a one ofakindpropositionin India at the moment. This is a philosophy that is being built through every single consumer touch point and into every single backend process of the company to ensure a customer's experience of our proposition is continuous and seamless.

ABHI's unique offering to market includes propositionincludes -

• A Comprehensive Incentivized Wellness Program that will attract the young and health conscious and will motivate, guide and reward them to stay healthy
• A Chronic Care Management Program to cater to the unmet needs of a growing Indian population of those suffering from chronic lifestyle conditions like Diabetes, Asthma, High Cholesterol and Hypertension from Day 1
• ABHICL serves as an enabler and influencer of health and healthcare choices that customers make, in addition to being a payer of healthcare expenses. Thus, ABHICL would act like a much needed catalyst to grow the prevalent health insurance landscape in India through product innovations and a wider choice of consumer relevant products.
• ABHICL's vision has always been digital. The company has been successful in adopting paper-less approach right from identifying to on-boarding to delivering seamless experience of its customers & employees.

Role context:

Aditya Birla Health Insurance Co. Ltd. which started operation in 2016 having its corporate office in Mumbai and having potential to develop a vast customer base in the region. Hence developing a network of Healthcare Providers both hospital & non-hospital based providers & maintaining relationship with provider in line with its objective to provide seamless healthcare experience to its clients is one of the primary responsibility. While creating the network is important, data & operations management for the same also holds paramount importance. Regular data analysis & meaningful MIS will help achieve the overall objective of being cost efficient.

As Central Operations, the person has an overall responsibility of network data management, system preparedness, tripartite agreement management, preparing various daily, monthly & quarterly MIS, cost & tariff analysis. The person needs to assist the zonal contracting team to manage the renewal & tariff negotiation with hospital based providers.

Challenges -

1. Managing data from various sources & integrating the same into the system could be a possible challenge.
2. Imparity of pricing could pose as a challenge in effective cost & tariff analysis

4) Key Result Areas:Writethe key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)

Provider Servicing and Data Management

• Contracting support for zonal teams through operational support, data management & tracking of empanelment activity

System Preparedness

• Ensuring system readiness for data publication & claims management

Co-ordination with TPA and Claims Function

• Co-ordination with network TPAs for tripartite agreement & provider payment reconciliation
• Reporting and co-ordination for investigation of suspected fraud and abuse practices by network providers through FWA team.

MIS Preparation

• Analysis & publication of network utilization, cost & tariff
• Various network related daily, monthly & quarterly MIS

Legal and compliance

• Ensuring legal and other regulatory compliance for the entire provider function.

Cost & Tariff Analysis

• Supporting zonal team in agreement renewal & tariff negotiation

5) Job Purpose of Direct Reports:Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report)

Zonal Head -The role will be responsible for creating, developing & managing a comprehensive network of healthcare providers and partners across the Zone along with team members across assigned geography. The role will also be responsible to negotiate best tariff structure for ABHI and manage the renewals and relationships while being responsible for making sure delivery of quality services as per signed SLAs.

Relationship Type

Frequency

Nature

Internal

Claims Team

Customer Service Team

Pricing and Product Team

Sales Team

Digital and IT

High

Low

Low

Low

High

Ensuring cost efficiency through effective cost & tariff analysis

Resolving customer complaints and grievance through working with zonal contracting team

Helping in building right pricing assumption and validating the product ideas

Providing on ground support through sharing network sufficiency

Ensuring system readiness & publication of network data on company website & helping Claims Team in claim processing

External

Healthcare Providers

TPAs

Medium

High

Sharing branding materials & onboarding the providers

Ensuring tripartite agreement signing as per regulator guideline

7) Organizational Relationships:Provide the structure for a level above and below the position for which this job description is written. Use position titles in the structured and indicate all the reports of the position.

SIGN-OFF:Provide the name of the Manager and the jobholder. Signature needed for the hard copy of the JD. Hard copy to be maintained in the organizational record.

Job Holder

Reports to - Manager

Name

Signature(needed for the hard copy)