About Company
A leading RBI-registered NBFC that provides customized debt solutions and financing to mid-market enterprises and MSMEs across India.
Job Description
Key Responsibilities
- Analyse financial and business risk for financial institutions and corporates, providing accurate updates on overall business models from a risk perspective.
- Review and interpret financial statements, assess balance sheets, and solve business or financial problems using quantitative analysis.
- Participate in due diligence, credit proposal preparation, market research, and management presentations.
- Conduct due diligence in sectors such as retail, manufacturing, hospitality, food and beverage, and the financial sector.
- Assess credit risks and suggest suitable risk mitigants.
- Present recommendations to the credit committee on client risk portfolios.
- Assist in structuring and executing deals with the client solutions team.
- Manage and influence internal and external stakeholders.
- Perform macroeconomic and global market analysis, identifying key regulatory and economic drivers.
- Contribute to the development of risk scorecards and risk scoring models.
Desired Skills and Experience
- Chartered Accountant (CA) qualification with 25 years of relevant credit assessment experience in corporates.
- Experience working in structured credit/lending, portfolio or credit monitoring teams of banks, NBFCs, private equity, debt funds, or rating agencies.
- Prior involvement in due diligence or transaction advisory.
- Strong skills in financial analysis, data interpretation, and problem-solving to support credit underwriting.
- Excellent report writing and communication skills.
- High attention to detail with the ability to meet tight deadlines.
- Willingness to travel extensively across India for on-field client monitoring.
