Analyst Wealth Credit Transaction Management (25 years)
Primary Roles & Responsibilities
- Support end-to-end transaction lifecycle activities for UHNIs across Wealth Credit Product Securities (Margin/Lombard) Lending, Real Estate backed Lending (CRE), Tailored (Structured) Lending, Professional Practice Financing.
- Deal/Facility setup support, documentation checks, system data validation, and post-disbursement monitoring.
- Review and validate credit approval memoranda, term sheets, and credit agreements to ensure alignment with approved terms and operational readiness.
- Assist with facility setup and booking readiness across lending platforms, ensuring data accuracy and completeness.
- Perform covenant and collateral monitoring, including LTV checks, margin monitoring, documentation tracking, and exception identification.
- Support data quality checks, reconciliations, and remediation activities linked to internal and regulatory reporting requirements.
- Work under defined makerchecker controls and adhere to governance, audit, and documentation standards.
Experience & Skill Set Required
- 25 years of experience in transaction management, loan operations, or credit operations, preferably within Wealth Management / Private Banking or secured lending portfolios.
- Sound understanding of wealth loan products, credit policies and processes; documentation requirements, risk systems including loan origination, limits and exposure management and legal documentation frameworks.
- Familiarity with loan processing platforms (e.g., Loan IQ, Flexcube, AFS, or similar) and credit documentation.
- Understanding of credit risk parameters including covenants tracking, collateral Monitoring, Margin requirements and post-close monitoring processes.
Strong attention to detail, documentation discipline, and ability to operate in control-driven environments.
