Relationship Manager - Working Capital
Ujjivan Small Finance Bank- Posted 2 months ago
- Over 100 applicants have applied
Job Description
- Business/ Financials
- Daily/ Weekly /Monthly monitoring of the accomplishment of targets according to the annual/monthly targets established for branches under his/her responsibility
- Implement, supervise and control effectiveness of commercial strategy to reach the productivity and growth targets established.
- Customer (Both Internal & External)
- Ensure customers are educated about all products/services offered by Ujjivan.
- Ensure lower customer attrition by providing different products as per customer requirement.
- Focus on lower TAT as per laid down standards.
- Internal Process
- Monitor health of portfolio
- Ensure, supervise the correct implementation of the credit procedures including all the respective tools
- Discuss strategies and changes in terms of products, capacity building, procedures etc.
- Innovation & Learning
- Ensure adherence to training man-days/ mandatory training programs for self
- Ensure goal-setting, mid-year review and annual appraisal process within specified timelines for self.
- Ability to drive sales performance. Will be required to manage customers of MSME loan at Branch level.
- Ability to engage with customers, colleagues & agencies providing valuation and legal opinion. Plan & execute Marketing and Sales promotion for MSME loans
- Awareness about different Liabilities, Insurance and loan products.
- Ability to speak and read regional language(s)- is desirable. Ability to communicate in English
More Info
Key Skills
Working Capital Product Knowledge
Credit Risk Assessment
Sales & Business Development
About Company
Ujjivan Small Finance Bank Limited is a banking company licensed under Section 22 (1) of the Banking Regulation Act, 1949 to carry on small finance bank business. It is also a subsidiary of Ujjivan Financial Services Ltd. The bank has commenced its operations with effect from February 1, 2017 & we attained a Scheduled Bank status in August 2017. Currently, Ujjivan Small Finance Bank has 752 branches live across 26 States and Union Territories. Ujjivan’s mission is to build a leading state of the art “mass market” bank in five years serving the unserved and underserved customers who are currently outside the formal banking system.
