Relationship Manager -Emerging Corporate -Sales -Kolkata - Avani Signature - JM*

Job Description

Client Identification & Sourcing: Ability to identify prospects in your location, evaluate the creditworthiness and create a relationship with customer . Strong relationship with partners/ Cas/ DSAs in your location who shall enable consistent deal pipeline. . Understand clients financial goals, challenges, and opportunities.

Client Relationship Management: . Maintain and nurture strong relationships with corporate clients in the Emerging Corporate segment. . Identify new business opportunities and revenue streams within the corporate finance sector. . Expand the client base and promote financial products and services including cross sell of products.

Deal Structuring: . Collaborate with clients to structure financial deals tailored to their specific needs. . Prepare and present proposals to clients and present the same internally to all stakeholders. Credit Solutions: . Offer credit solutions, including working capital facilities, overdrafts, term loans, and other financial products and also innovate unique solutions for customers. . Assess creditworthiness and risk factors associated with clients on an ongoing basis.

Portfolio Growth: . Focus on portfolio growth by cross-selling financial products and services. . Achieve budgetary targets for Net Interest Income (NII) and fee income. Financial Analysis: . Analyze financial statements, credit reports, and market trends to assess client performance and risks. . Develop insights to enhance client portfolios.

Compliance: . Ensure strict compliance with all audit, regulatory, and company regulations, processes, and policies.