Job Description

Main Accountabilities

1. Anchor Program Management

. Manage assigned anchor relationships and their vendor/dealer ecosystems
. Act as the key point of contact for day-to-day program execution
. Ensure smooth functioning of existing SCF programs

2. Credit Proposal & CAM Preparation

. Prepare Credit Appraisal Memos (CAM) for vendors/dealers
. Collect, validate, and analyze financial and operational data
. Coordinate with Credit teams for approvals and clarifications

3. Client Onboarding & Documentation

. Facilitate onboarding of vendors/dealers under anchor programs
. Ensure completion of KYC, documentation, and compliance requirements
. Coordinate with Operations for timely onboarding

4. Disbursement & Transaction Execution

. Ensure smooth transaction processing and disbursements
. Liaise with internal teams to resolve execution-related issues
. Monitor transaction flow within assigned programs

5. Utilization & Portfolio Management

. Drive utilization of sanctioned limits within anchor programs
. Track portfolio performance, transaction volumes, and client activity
. Follow up with clients to improve repeat usage and turnover

6. Client Servicing & Relationship Management

. Build strong relationships with vendors, dealers, and anchor representatives
. Address client queries and ensure high service standards
. Act as the first point of resolution for operational issues

7. Cross-functional Coordination

. Work closely with Credit, Operations, and Risk teams
. Ensure faster turnaround time for approvals and disbursements
. Support seamless execution of SCF programs

8. MIS & Reporting

. Track and report on utilization, disbursements, and client activity
. Maintain program-level MIS and provide updates to supervisors
. Highlight issues and gaps proactively