Search by job, company or skills

Regional Sales Manager_BRANCH BANKING_0733_8087_1100031

Regional Sales Manager_BRANCH BANKING_0733_8087_1100031

Kotak Mahindra Bank Limited
Fresher
Not Disclosed
Early Applicant
  • Posted 13 hours ago
  • Be among the first 10 applicants

Job Description

Enterprise Business Solutions

RoleRegional Manager
LocationAcross India
Number of Positions
Reporting RelationshipsBusiness Head
Position GradeM7/M8

Job Profile

Drive end-to-end sales, onboarding, and portfolio growth thru dedicated team of

Assistant Product Sales Managers/PSMs, Senior Product Sales Managers & Area Managers for Merchant Acquiring (POS/EDC, Bharat QR, UPI) and Cash Management solutions (Collections, Payments, Escrow-Capital & Non-Capital Market Deals, Digital Integrations) across assigned verticals and mapped branches/relationship teams. The role combines new acquisition, solutioning & integration, and portfolio retention with strong collaboration across internal stakeholders & support Corporate/CA customers dealing with Consumer, Commercial Bank & Wealth verticals

Key Responsibilities

Regional Manager shall spearhead the team of Assistant Product Sales Managers/PSMs,

Senior PSMs & AMs managing the below responsibilities in their regions :

1) Business Development & Lead Generation

  • Source merchants for POS/EDC/Bharat QR/UPI and identify opportunities for CMS across assigned markets and segments.
  • Work with mapped branches/RM teams to drive leads, campaigns, and product penetration and ensure smooth handover for implementation.
  • Generate independent leads via references, market mapping, and networking target priority industries/sectors with tailored propositions.
    • Collections: Physical & Electronic Collections, Smart Collect/Virtual Accounts, Payment Gateway, e-NACH, BBPS, Cash, UPI.
    • Payments: Physical & Electronic Payments, Dividend mandates, vendor/salary payouts, UPI payouts, Corporate Remittance
    • Merchant Acquiring: POS/EDC/Bharat QR with appropriate MDR/subvention constructs.

2) Onboarding, Activation & Portfolio Management

  • Coordinate with operations/implementation for seamless go-live ensure activation and throughput (TPV/collections).
  • Build deep client relationships to retain and grow wallets, cross-sell/up-sell adjacent products, and proactively resolve service issues.

3) Enablement, Training & Marketing Support

  • Train and enable Branch Banking/Relationship teams to sell CMS and Acquiring products effectively.
  • Conduct system demos for Potential & Existing clients run visibility campaigns and provide marketing collaterals to drive penetration.

4) Risk, Compliance & Governance

  • Ensure KYC/AML and documentation standards are met maintain AOF accuracy and policy adherence.
  • Explain chargebacks/fraud risks for all product offering and follow audit/compliance
  • requirements throughout deal lifecycle.

Key Performance Indicators (KPIs)

  • New acquisitions: POS/QR terminals, CMS mandates
  • Activation & throughput: TPV, fee realization.
  • Penetration: Product adoption across mapped branches/segments.
  • Portfolio health: Retention, cross-sell/up-sell, NPS/CSAT.
  • Risk & compliance: Zero critical audit findings KYC accuracy.

Qualifications & Experience

  • Minimum 15-16 years of experience in managing Liabilities/POS/CMS Business with a reputed bank / acquirer
  • MBA preferred (Engineering + MBA is an advantage)
  • Proficient in MS Office (Word, Excel, PowerPoint)
  • Strong written and verbal communication in English

Skills & Competencies

  • Strong sales orientation self-starter with high energy and proactive & leader approach.
  • Market savvy with solid networking analytical and practical with troubleshooting aptitude.
  • Excellent interpersonal, negotiation, presentation, and planning skills.
  • Detail-oriented, tenacious yet diplomatic comfortable working under pressure and meeting tight deadlines.
  • Capable of handling large team of more than 100 people
  • Sound analytical and logical reasoning capabilities.

More Info

Key Skills