Company Background
Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of India's largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made education loan solutions that help enable students to be financially equipped to pursue their education at their dream university and country of study. Since inception, Credila has funded 178,000+ Indian students across 63 countries in 4,600 institutes.
Job Description
- Manage end-to-end litigation and legal recoveries on a PAN India level.
- To assist in documentation, drafting, and vetting of legal documents.
- To assist in all legal matters with a focus on legal recovery and collections.
- Managing retail legal business including legal deviation across assigned location.
- Managing Legal and Recovery legal team.
- Reporting to Head Transactional Legal.
Responsibilities
- In charge of filing civil/criminal complaints against customers, dealers, agencies, etc. with due consultation with head of department.
- Attendance of regular court hearings in various courts
- Liaison with advocates, other consultants.
- Vetting all original legal documents and signing legal documents confirming in order.
- Manage sending DPD, LRN and section 138 notices.
- Drafting and filing criminal complaints/ FIRs.
- Draft and solidify agreements, contracts, NDA's and other legal documents to ensure the company's full legal rights
- Drafting various legal documents/letters/replies including drafting of replies with respect to various court actions
- Maintenance of tracker showing updated case status for each and every legal case for the company.
- Preparation of MIS report across all locations.
- Provide clarification on legal language or specifications to everyone in the organization.
- Exceptions pertaining to property titles, missing documents, laminated papers, and other title checks to be given
- Annual monitoring / Compliances/ RBI requirements pertaining to property and other regulatory frameworks.
Skills
- Should have sound legal knowledge on Code of Civil Procedure; Code of Criminal Procedure; Indian Penal Code; the Bhartiya Nyaya Sanhita (BNS), the Bhartiya Nagrik Suraksha Sanhita (BNSS), and the Bhartiya Sakshya Adhiniyam (BSA), Companies Act; Insolvency and Bankruptcy Code, 2016 (IBC); SARFAESI Act, 2002; Transfer Of Property Act; Consumer Laws, Laws relating to mortgage lending (Negotiable Instruments Act, Payments & Settlement Act, Arbitration, Mediation etc.)
- Should have knowledge with respect to lending, mortgage, real estate, Securitization, charge creation etc.
- Hands on experience on strategizing legal action on loan accounts; litigation, action under various laws
- Strong Negotiation skills
- Strong written and oral communication skills
- Excellent interpersonal skills, Team player and Motivator.
Qualifications and Experience
- Should have LLB/LLM from a leading university in India.
- 5-7 years of experience
Job Location: Mumbai (Kalina) and New Delhi (Jasola)
