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Manage RCU operations for the assigned region, covering all branches under jurisdiction
Monitor and control pre-disbursement and post-disbursement checks
Ensure timely and accurate field verification, document verification, and background checks
Identify fraud patterns, early warning signals (EWS), and take preventive actions
Coordinate with Credit, Operations, Sales, and Audit teams to resolve risk issues
Review and analyze RCU MIS, fraud reports, and exception reports
Ensure compliance with internal policies, SOPs, and regulatory norms
Conduct branch visits and audits to assess adherence to RCU processes
Train and guide RCU team members / vendors on processes and risk controls
Escalate critical risk issues and fraud cases to senior management
Support internal and external audits, inspections, and investigations
Muthoot Finance Ltd. is an Indian financial corporation and the largest gold loan NBFC in the country. In addition to financing gold transactions, the company offers foreign exchange services, money transfers, wealth management services, travel and tourism services, and sells gold coins.
Job ID: 139960907