Job Title: QA Lead (Manual) – Loans & Disbursement
About Kumaran Systems
Kumaran Systems is a global technology solutions provider delivering innovative IT services and digital transformation solutions to clients worldwide. We foster a collaborative, growth-driven work culture and offer employees opportunities to work on global assignments, enabling both professional and personal development.
Role Overview
We are seeking an experienced QA Lead (Manual) with strong domain expertise in Loans & Disbursement within the Banking/Financial Services sector.
The ideal candidate will lead end-to-end testing strategies, ensure the accuracy of complex financial workflows, and drive quality assurance initiatives across lending systems. This role requires deep domain understanding, strong analytical skills, and hands-on expertise in API and database validation.
Key Responsibilities
- Define and drive the testing strategy for Loans and Disbursement modules, ensuring alignment with business logic and regulatory requirements
- Develop comprehensive test plans, risk assessments, and traceability matrices
- Oversee end-to-end validation of complex scenarios such as credit scoring, loan onboarding, interest calculations, escrow management, and multi-channel disbursement (ACH, Wire, Check)
- Perform and supervise API testing (REST/SOAP) and complex database validation to ensure data integrity and transaction accuracy
- Lead, mentor, and conduct peer reviews for a team of QA engineers, fostering a high-quality delivery culture
- Manage the defect lifecycle, prioritize issues based on business/financial impact, and collaborate closely with development and product teams
- Ensure test coverage, quality metrics, and timely delivery across releases
- Collaborate with stakeholders to understand requirements and translate them into effective test scenarios
Technical & Domain Requirements
Domain Expertise
- Strong understanding of Lending Lifecycle: Origination, Underwriting, Servicing, and Disbursement
- Knowledge of amortization schedules, interest accruals, and reconciliation processes
API Testing
- Proficiency in tools such as Postman, Swagger, or SoapUI
- Ability to validate JSON/XML responses and execute chained API workflows
Database / SQL
- Strong experience in writing complex SQL queries (Joins, Subqueries, Unions)
- Ability to validate backend data, audit trails, and financial records
Tools & Technologies
- Test Management: JIRA, Zephyr, TestRail
- Log Monitoring: Splunk, CloudWatch
- Methodologies: Agile / Scrum
Required Skills & Experience
- 8+ years of experience in Quality Assurance with a focus on Manual Testing
- Minimum 3 years of experience in a Lead or Senior QA role
- Strong experience in Banking, Financial Services, or FinTech domain
- Hands-on experience in API testing and backend/database validation
- Excellent analytical and problem-solving skills with attention to detail
- Strong communication and stakeholder management skills
Preferred Skills
- Deep expertise in Loans, Disbursement, and reconciliation processes
- Ability to test and validate complex financial calculations and workflows
- Exposure to automation testing frameworks (added advantage)
- Experience working in large-scale enterprise applications
Relevant Experience Preferred
- Experience in IT/ITES or product organizations within the BFSI domain
- Exposure to regulatory compliance and financial audit processes
- Experience working with distributed teams and cross-functional stakeholders
Qualification
- Bachelor's or Master's degree in Computer Science, Information Technology, Finance, or a related field
Interested candidates kindly share your resume to [Confidential Information]
