Program Manager-Risk

About the Team

The Risk Function at Navi is responsible for identifying, assessing, and mitigating potential risks across the organization.

The Risk Function works across the Navi Group — ERM (Enterprise Risk Management), FRS (Fraud, Risk & Strategy), Vigilance, Credit Risk and Credit Intelligence—to ensure execution discipline, structured project planning, and seamless coordination across the risk management charter. The team plays a pivotal role in driving clarity, efficiency, and strategic alignment across initiatives that cut across functions and impact the organisation's risk posture.

About the Role

This is a unique, high-ownership role designed for someone who wants to operate at the centre of the Risk organisation and work directly with the Head of Risk.

As Associate Manager – Program Manager, you will be responsible for ensuring project plans across Risk follow strong planning discipline, monitoring execution progress across teams, and supporting the Vigilance function with strategic planning, automation thinking, and structured project design. While execution will continue to remain with individual Risk teams, this role acts as the coordination and planning-quality backbone that keeps the Risk engine running smoothly.

What We Expect From You

● Work directly with the Head of Risk to maintain a unified view of all ongoing initiatives, across the Navi Group, spanning ERM, FRS, Vigilance, Credit Risk and Credit Intelligence.

● Review project plans for completeness—well-defined tasks, timelines, dependencies and owners.

● Track ETAs, flag delays, and ensure teams maintain consistent and accurate updates.

● Coordinate inputs from Finance, Admin, Product, Tech and other functions for Risk-wide deliverables.

● Drive planning and execution of Risk AHMs, knowledge-sharing sessions and team-wide engagements.

● Support the Vigilance team with forward-looking planning—recovery strategy, national LEA liaison models, automation opportunities, and structured problem-solving.

● Maintain an organised system of open items, risks, dependencies and follow-ups for the Head of Risk.

● Work with minimal guidance, exhibit strong ownership and bring proactive clarity into ambiguous situations.

Must Haves

● Strong written and verbal communication skills; ability to synthesise, simplify and present clearly.

● High energy, high ownership, and hunger to learn quickly in a fast-paced environment.

● Strong organisational skills and ability to coordinate across multiple stakeholders.

● Ability to think structurally and break down complex projects into actionable plans.

● Comfort with working independently with limited instruction and solving problems proactively.

● Generalist academic background—no specific degree required.

● Familiarity with basic productivity tools (Excel, PPT, project trackers) is a plus, but not essential.

Inside Navi

We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal & Home Loans to UPI, Insurance, Mutual Funds, and Gold — we're building tech-first solutions that work at scale, with a strong customer-first approach.

Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India's fastest-growing financial services organisations. But we're just getting started!

Our Culture

The Navi DNA

Ambition. Perseverance. Self-awareness. Ownership. Integrity.

We're looking for people who dream big when it comes to innovation. At Navi, you'll be empowered with the right mechanisms to work in a dynamic team that builds and improves innovative solutions. If you're driven to deliver real value to customers, no matter the challenge, this is the place for you.

We chase excellence by uplifting each other—and that starts with every one of us.

Why You'll Thrive at Navi

At Navi, it's about how you think, build, and grow. You'll thrive here if:

● You're impact-driven : You take ownership, build boldly, and care about making a real difference.

● You strive for excellence : Good isn't good enough. You bring focus, precision, and a passion for quality.

● You embrace change : You adapt quickly, move fast, and always put the customer first.