Product Owner - Core Banking

Luxoft

Hyderabad, India

10-12 Years

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Job Description

Project Description:

Luxoft DXC Technology Company is an established company focusing on consulting and implementation of complex projects in the financial industry. At the interface between technology and business, we convince with our know-how, well-founded methodology and pleasure in success. As a reliable partner to our renowned customers, we support them in planning, designing and implementing the desired innovations. Together with the customer, we deliver top performance

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Responsibilitie

s:
Feature Delivery & Owners

hip- Own and deliver multiple features per quarter, with varying complexity across multiple te

ams- Ensure smooth delivery across all lifecycle phases: Design, Development, IST, ET, VT, and Production Implementat

ion- Validate and ensure that delivery timelines are achievable across each ph

aseBacklog & Requirements Managem

ent- Participate actively in L2 refinement sessions to understand feature scope and priorit

ies- Decompose features into detailed user stories in collaboration with L1 teams and technical le

ads- Maintain a well-defined, healthy, and prioritized backlog, ensuring readiness for sprint execut

ion- Drive backlog grooming and refinement sessi

onsPlanning & Prioritizat

ion- Perform feature planning in collaboration with L1 teams and engineering le

ads- Drive priority decisions in alignment with L2 stakehold

ers- Ensure alignment between business priorities, technical feasibility, and delivery timeli

nesAgile Execution & Team Leaders

hip- Actively participate in and lead Agile ceremonies: Daily Stand-ups (DSUs), Sprint Reviews, Retrospecti

ves- Step into Scrum leadership responsibilities (in the absence of Scrum Maste

rs)- Ensure teams follow Agile best practices and deliver incrementa

llyCapacity & Delivery Managem

ent- Manage and optimize capacity across three Agile te

ams- Ensure efficient utilization of team bandwidth while balancing delivery commitme

nts- Monitor sprint progress and proactively address delivery bottlene

cksRisk & Dependency Managem

ent- Identify, track, and manage RAID (Risks, Assumptions, Issues, Dependencies) for all featu

res- Proactively escalate critical risks to L2 stakeholders when requi

red- Ensure dependencies across systems, teams, and integrations are effectively mana

gedStakeholder Management & Collaborat

ion- Act as the primary interface between L2 stakeholders and L1 te

ams- Foster strong collaboration through co-location and active engagement with te

ams- Ensure transparent and timely communication of progress, risks, and decisi

onsCore Banking Domain Responsibilit

ies- Drive delivery across core banking modules such as CASA (Current & Savings Accounts), Lending / Loans, Payments & Settlements, Customer Lifecycle Managem

ent- Ensure high levels of transaction accuracy, data integrity, and system reliabil

ity- Support integration with downstream and upstream banking syst

emsRegulatory & Compliance Responsibilit

ies- Ensure all features comply with banking regulations and guidelines (e.g., RBI, KYC, A

ML)- Embed compliance, audit, and security requirements into product features and user stor

ies- Work closely with Risk, Compliance, and Audit te

ams- Support regulatory audits, production readiness reviews, compliance reporting, and documentat

ion- Ensure adherence to data privacy and protection standards and transaction monitoring requireme

nts
Mandatory Skills Descript

ion:
Overall 10+ years of experience in IT and Ba

nking- Proven hands-on experience (4+ years) as a Product Owner/ Business Analyst in Core Banking domain and working in an Agile product development environment, with demonstrated backlog ownership and delivery exec

ution- Strong knowledge of core banking platforms (e.g., Hogan, Finacle, T24, Flex

cube)- Deep understanding of Deposits (CASA) and different deposit products and their lifecycle (DDA, TDA/CDAs, etc.), Loans/Lending, Pay

ments- Good experience with backlog management tools (JIRA, DevOps,

etc)- Strong experience gathering requirements from stakeholders and end users and converting them into clear, testable user stories with acceptance crit

eria.- Solid understanding of Agile frameworks (Scrum and/or Kanban) and active participation in Agile cerem

onies- Hands-on experience using Jira, Confluence, or similar tools for backlog management, documentation, and delivery tra

cking- Ability to analyze business and data insights to drive prioritization and decision-making; SQL or reporting experience strongly prefe

rred.- Strong written and verbal communication skills with the ability to collaborate effectively across business and technology teams and across time

zones
Key Compet

encies- Core Banking Domain Exp

ertise- Backlog Management & Story Decompo

sition- Agile Delivery & Sprint Exe

cution- Capacity Planning & Multi-team Coordi

nation- Stakeholder Management and Communi

cation- Regulatory & Compliance Awa

reness- Risk & Dependency Mana

gement- Analytical Thinking & Decision

Making
Nice-to-Have Skills Descr

iption:
Preferred Qualifi

cations:-Experience with mainframe modernization or migration p