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Job Summary
The Product Owner, 3 is a vital member of the agile team, collaborating with Product Managers to define a clear tactical vision for product development. They focus on end-user experience and maintain clarity for the team to ensure successful delivery of new and existing digital capabilities. The Product Owner, 3 is aligned to a scrum team and drives the feature backlog.
Essential Job Functions
- Influence the digital capabilities roadmap, identify new features and add to backlog. This involves staying up-to-date with industry developments, analyzing market data, and using insights to inform product decisions and prioritize initiatives based on data analytics and market analysis.
- Prioritize and maintain product backlog. Lead multiple agile teams while managing relationships with key stakeholders and leadership. This involves presenting product updates, gathering feedback, and ensuring alignment with the overall business strategy.
- Manage activities for business requirements documentation, risk identification, and mitigation. Identify and implement process improvements to enhance product development efficiency. This includes streamlining workflows, adopting new tools and methodologies, and fostering a culture of continuous improvement.
- Build partnerships within the Scrum team, ensure stable and operational capabilities, and manage cross-functional team dependencies.
- Guide and support Product Owners by providing advice, sharing best practices and helping them develop their skills and knowledge. May participate in recruitment and associate engagement efforts.
Minimum Qualifications
- Bachelor's Degree in Product Management, Business Analysis or Information Technology
- 5+ years in product management, information technology, or related field such as business analysis, with experience in Agile development techniques and managing third-party vendor integration products.
Preferred Qualifications
- 7+ years experience in product management, business analysis, information technology, financial services, payment, or online and mobile platforms.
- Experience with Master Data Management (MDM), Data Quality Management, and Records Management is preferred.
- Define and own MDM product roadmap
- Collaborate with business & technical stakeholders
- Manage backlog and deliver Agile-based solutions
- Drive data quality, governance, and golden record implementation
- Experience with tools like Informatica / Reltio / SAP MDG preferred
Skills
- Business Systems Analysis
- Product Integration
- Mobile Platforms
- Agile Product Development
- User Experience (UX)
- Digital Capabilities
- Information Technology (IT)
- Product Management
Reports To: Manager and above
Direct Reports: 0
Work Environment
- Normal office environment, hybrid.
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
About Bread Financial
At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilledboth personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.
Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn.
- All job offers are contingent upon successful completion of credit and background checks.
- Bread Financial is an Equal Opportunity Employer.
Job Family
Marketing
Job Type
Regular
