Job Description

Group Company: AU Small Finance Bank Limited

Designation: Product Manager Two Wheeler

Office Location:

Position description: #*Position description*#

Primary Responsibilities: #*Primary Responsibilities*#

Additional Responsibilities: #*Additional Responsibilities*#

Reporting Team

Reporting Designation: #*Reporting Designation*#
Reporting Department: #*Reporting Department*#

Educational Qualifications Preferred

#*Education and Experience*#

Category: #*Category*#
Field specialization: #*Field specialization*#
Degree: #*Degree*#
Academic score: #*Academic score*#
Institution tier: #*Institution tier*#

Required Certification/s: #*Required Certification/s*#

Required Training/s: #*Required Training/s*#

Required Work Experience

Industry: #*Industry*#
Role: #*Role*#
Years of experience: #*Years of experience*#

Job Brief:- AU Small Finance Bank Limited is seeking a seasoned professional to lead the development and management of our two-wheeler loan products within the Product Management & Communication department. This role demands a strategic thinker with deep expertise in financial services product lifecycle management, specifically tailored to two-wheeler financing solutions. The successful candidate will drive product innovation, ensure regulatory compliance, and collaborate cross-functionally to enhance customer acquisition and retention. This position requires a strong understanding of market trends, customer needs, and competitive landscape to deliver profitable and customer-centric products that align with the bank's growth objectives.

Responsibilities:-

Lead end-to-end product lifecycle management for two-wheeler loan products, including ideation, development, launch, and post-launch performance analysis.
Conduct comprehensive market research and competitive analysis to identify opportunities and threats in the two-wheeler financing segment.
Collaborate with risk, compliance, marketing, and sales teams to ensure product offerings meet regulatory standards and align with business goals.
Develop detailed product roadmaps and business cases to support strategic decision-making and resource allocation.
Monitor product performance metrics and customer feedback to drive continuous improvement and innovation.
Manage stakeholder communication and coordinate cross-functional teams to ensure timely delivery of product initiatives.
Design and implement pricing strategies, credit policies, and underwriting guidelines specific to two-wheeler loans.
Stay updated with industry trends, regulatory changes, and emerging technologies to maintain product competitiveness.
Support training and enablement programs for sales and customer service teams to enhance product knowledge and customer experience.
Prepare detailed reports and presentations for senior management to inform strategic planning and investment decisions.

Skill:-

Product Lifecycle Management
Market Research and Competitive Analysis
Financial Modeling and Pricing Strategy
Regulatory Compliance and Risk Management
Cross-functional Team Leadership
Customer Segmentation and Targeting
Data Analysis and Performance Metrics
Credit Policy Development
Stakeholder Communication
Project Management
Business Case Development
Customer Experience Enhancement

Preferred Qualifications:-

Bachelor's degree in Business Administration, Finance, Economics, or a related field; MBA or equivalent advanced degree preferred.
Minimum 5-7 years of experience in product management within the financial services industry, with a focus on vehicle financing or retail lending products.
Proven track record of successfully managing and launching financial products in a regulated environment.
Strong analytical skills with proficiency in data-driven decision making and financial modeling.
Excellent communication, leadership, and stakeholder management abilities.
In-depth knowledge of regulatory frameworks governing vehicle loans and consumer finance in India.
Experience working in a fast-paced banking environment with cross-functional teams.

Key Performance Indicators: #*Key Performance Indicators*#

Required Competencies: #*Required Competencies*#

Required Knowledge: #*Required Knowledge*#

Required Skills: #*Required Skills*#

Required Abilities

Physical: #*Physical*#
Other: #*Other*#

Work Environment Details: #*Work Environment Details*#

Specific Requirements