Product Manager - Payments

About Snapmint:

Snapmint is a leading fintech company redefining access to consumer credit in India. With over 10 million customers across 2,200+ cities, our zero-cost EMI platform enables responsible purchases without the need for a credit card across categories like fashion, electronics, and lifestyle.

India has over 300 million credit-eligible consumers, yet fewer than 35 million actively use credit cards. Snapmint addresses this gap by offering a trusted, transparent alternative grounded in financial inclusion and ethical lending practices.

Founded in 2017, Snapmint is a profitable, high-growth company doubling year-on-year. Our founding team, alumni of IIT Bombay and ISB, brings deep experience from companies like Oyo, Ola, Maruti Suzuki, and has successfully built and exited ventures in ad-tech, patent analytics, and bank-tech. We are building the future of responsible consumer finance, simple, transparent, and customer-first

About the role:

Snapmint is looking for a Product Manager – Payments to own and scale our end-to-end repayment experience. This role will focus on building seamless, reliable, and scalable payment and collections systems that drive high repayment success, reduce delinquencies, and improve customer trust.

Responsibilities:

• Own the repayments and payments charter end-to-end, including EMI collections, prepayments, retries, refunds, reversals, and reconciliation

• Define product vision, roadmap, and success metrics for repayment flows

• Drive continuous improvement of repayment success rates and reduction in payment failures

• Design intuitive and frictionless repayment journeys across app, web, and reminders (push, SMS,

WhatsApp, email)

• Optimize checkout, autopay setup, mandate flows, and fallback mechanisms

Qualifications:

• Prior 4-6 years of experience in Product Management, Tech or related roles

• Prior experience working in startups, fintech/ payments/ lending is a must

• Strong understanding of Indian payment ecosystems

• Prior experience working closely with engineering and design teams

• Data-driven mindset with ability to use metrics to drive decisions

• Excellent communication and stakeholder management skills

Location: Bengaluru (Kadubeesanahalli)

Work Days: Monday - Friday