Product Manager - Lending

Mobikwik is India's leading Digital Financial Services platform& Largest Digital Wallet, trusted by over 167 million users & 4.4 million businesses. As a pioneer in the Fintech space, Mobikwik empowers its users with a robust suite of services, including Digital payments, Credit & Investments. Recently, Mobikwik achieved a significant milestone with its Initial Public Offering (IPO), marking a new chapter in its journey of innovation & growth. With a mission to democratize financial inclusion, Mobikwik continues to transform how Indians manage their money, offering secure, seamless & user-friendly solutions that cater to a diverse range of financial needs.

India is a credit starved nation with less than 5% Indians having access to credit cards and other formal sources of credit. At Mobikwik, we are on a mission to democratize access to financial services for billions of Indians and solve their payments and financial needs.

Job Title: Product Manager - Lending

Location: Gurgaon (Work from Office 5 days a week)

Experience: 2 - 4 years in Product Management

We're looking for a Product Manager who wants to solve for the credit needs of our customers and drive the future of consumer lending by building world class products and experiences. As a PM on the Lending Product vertical, you will work with cross functional teams to build and manage your product roadmap, define and refine product specifications and architecture and work closely with engineering, business, legal, marketing and design teams in an agile environment to build, launch and scale products for millions of customers. You will also be responsible for day to day operating of the processes, systems and products you set up and ensure they meet a high customer experience bar and comply with regulatory requirements.

In this role, you will be responsible for building a world class customer experience and optimize the funnels to drive customer engagement and conversion. You will also work with business and marketing stakeholders to identify, build and scale your products.

Responsibilities:

• Roadmap management: You will own defining and maintaining your product roadmap, including working with senior leaders to drive effective backlog and prioritization mechanisms.
• Execution & Delivery: You will own and oversee end to end product development, including GTM and customer adoption by partnering extensively with internal stakeholders (engineering, business, marketing). You will make smart trade offs, own prioritization, coordinate dependencies and maintain communication through the delivery processes to ensure a smooth and effective product delivery.
• Market Research & Competitor Analysis: Analyse market trends, customer behaviour, and competitors to identify new opportunities and refine product offerings.
• User Experience & Engagement: Collaborate with design and engineering teams to create intuitive, user-friendly investment solutions.
• Data-Driven Decision Making: Leverage analytics and user insights to optimize product performance and enhance adoption.
• Scope and Influence: You will build artifacts, including but not limited to business cases and executive updates through data driven insights and review recommendations with senior leadership.

Requirements:

• 2+ years of experience in product management, preferably in Lending with a proven track record of building and scaling such products.
• Strong business acumen of consumer lending, credit cards, merchant loans, LAMF and other credit products.
• Strong analytical, problem-solving, and decision-making skills.
• Excellent stakeholder management and communication skills.

Why Mobikwik

• Work with a fast-paced and innovative team in one of India's leading fintech companies.
• Be a part of a company that is transforming digital payments and financial services.