Product Manager

About indiagold

indiagold is one of India's fastest-growing fintechs in the secured lending space. We are building next-generation gold-backed credit products and digital experiences that are simple, trusted, and scalable.

Role Overview

As a Product Manager, you will drive the design, build, and scale of indiagold's technology and lending stack. You will work closely with business, credit, compliance, and engineering teams to translate business requirements into seamless digital workflows that power our lending operations.

Key Responsibilities:

● Support and drive product strategy and roadmap for indiagold's lending business across the customer and loan lifecycle.

● Partner with Credit, Risk, and Finance to ensure lending workflows align with business, operational, and compliance goals.

● Help with Product Operations to understand how the end user uses the product and resolve their day-to-day problems and issues

● Build and optimize internal systems (LOS, LMS, and Partner APIs) to deliver scalable, automated, and auditable processes.

● Drive integrations with bureaus, CKYC, DSA/BC partners, payment gateways, and credit engines.

● Create dashboards for credit, finance, and operations teams for real-time portfolio and performance visibility.

● Collaborate with the Tech team to improve underwriting accuracy, loan turnaround time, and fraud detection.

● Define and track success metrics for product performance, compliance, and customer experience.

● Manage the product lifecycle - from problem discovery, PRD creation, and prioritization to delivery and post-launch evaluation.

Key Requirements:

● 3–6 years of total experience, with prior experience in lending/financial services strongly preferred.

● Experience in digital lending, fintech, or financial products is highly desirable.

● Strong understanding of loan workflows, KYC, collections, and credit operations.

● Familiarity with LOS/LMS platforms and integrations with financial/regulatory APIs (CKYC, bureaus, payment rails).

● Hands-on experience building AI prototypes and product workflows, and documentation using AI

● Strong analytical thinking and problem-solving skills.

● Good stakeholder management and communication skills.

● Ability to translate business requirements into structured product solutions.

● Familiarity with RBI compliance norms and reporting frameworks is a plus.

● Comfortable working in a fast-paced, high-ownership environment.

What We Offer

● Opportunity to build and scale impactful lending products.

● Competitive compensation.

● Culture of ownership, innovation, and transparency.