PRODUCT MANAGER - BL SME

- Manage the lifecycle strategy and implement strategies to optimize portfolio performance

- End-to-End responsibility for the product strategy, pricing yield management for Business loans - Transforming the Business loans process with a focus on Digital work flow, simplification and improving customer experience and reduced TAT
- Ensure solid partnerships and X-selling opportunities across range of products
- Assess relevant customer, competitor and industry insights to help define strategies to improve customer experience and portfolio growth. - Advise and provide insights and recommendations on innovative and strategic product development, product targeting strategic product development
- Conceiving and driving contests for sales incentives, x-sell, products and strategizing digital initiatives - Develop execute all product related performance metrics (including tracking of portfolio quality) and streamline the data flow concerns if any in all products / programs handled
- Understanding of PL with respect to Asset business, well versed with MIS Presentation highlighting key trends and suggest actions to be taken - Ensure regular review of credit policy, product, regulatory guidelines and accordingly initiate required changes in policies / processes