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IDFC FIRST Bank

Product Manager - Affordable Mortgages Loans

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Job Description

Job Requirements

Role/ Job Title: Product Manager Affordable Mortgage Loans

Business: Affordable Mortgages Loans

Function/ Department: Affordable Mortgages Loans

Job Purpose

The Product Manager Affordable Mortgage Loans will be responsible for managing the end-to-end lifecycle of the Affordable HL & LAP product within the Affordable Mortgage Loans business unit. Based in Mumbai at Naman Chambers, the role involves strategic oversight of product development, process optimization, market analysis, and P&L management. The ideal candidate will drive innovation, streamline operations, and ensure competitive positioning in the market.

Roles & Responsibilities

Primary Responsibilities

  • Develop ongoing market insights and identify sector trends.
  • Evaluate competitor offerings and conduct SWOT analysis to uncover opportunities.
  • Configure product features and positioning based on market dynamics.
  • Conduct post-launch product audits and competitor re-evaluation.
  • Analyse product and portfolio performance metrics.
  • Refine pricing structures and adjust marketing and promotional strategies.
  • Assess channel performance and rationalize product portfolios.
  • Design innovative and seamless customer journeys.
  • Customize and digitize loan processes and system platforms.
  • Determine product pricing using market research and cost analysis.
  • Analyze the PnL, To find relevant trends and shar the same with stakeholders

Secondary Responsibilities



  • Develop and deliver training modules for internal teams.
  • Coordinate with support verticals and stakeholders for smooth product operations.
  • Maintain MIS and product decks for periodic reviews.
  • Engage with sales teams daily to drive disbursal volumes and maximize reach.

Educational Qualification

Graduate/Post Graduate

Experience

2 to 5 Years

More Info

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About Company

Job ID: 143391515