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IDFC FIRST Bank

Product Manager - Affordable Mortgages Loans

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  • Posted 14 hours ago
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Job Description

Job Requirements

Job Purpose

The Product Manager Affordable Mortgage Loans will be responsible for managing the end-to-end lifecycle of the Affordable HL & LAP product within the Affordable Mortgage Loans business unit. Based in Mumbai at Naman Chambers, the role involves strategic oversight of product development, process optimization, market analysis, and P&L management. The ideal candidate will drive innovation, streamline operations, and ensure competitive positioning in the market.

Roles & Responsibilities

Primary Responsibilities

Key / Primary Responsibilities

  • Develop ongoing market insights and identify sector trends.
  • Evaluate competitor offerings and conduct SWOT analysis to uncover opportunities.
  • Configure product features and positioning based on market dynamics.
  • Conduct post-launch product audits and competitor re-evaluation.
  • Analyse product and portfolio performance metrics.
  • Refine pricing structures and adjust marketing and promotional strategies.
  • Assess channel performance and rationalize product portfolios.
  • Design innovative and seamless customer journeys.
  • Customize and digitize loan processes and system platforms.
  • Determine product pricing using market research and cost analysis.
  • Analyze the PnL, To find relevant trends and shar the same with stakeholders

Secondary Responsibilities



  • Develop and deliver training modules for internal teams.
  • Coordinate with support verticals and stakeholders for smooth product operations.
  • Maintain MIS and product decks for periodic reviews.

Technical Skills (Tools, Languages, Competencies)

  • Experience in training, MIS management, and cross-functional coordination.
  • Analytical mindset with proficiency in market research and performance analysis.
  • Strong understanding of Affordable Mortgage products and overall rural asset markets.
  • Excellent communication and stakeholder management skills.
  • Ability to streamline processes and drive digital transformation.

Key Success Metrics

Achievement against KRAs submitted

Experience

2-5yrs

Education

Any Graduation

More Info

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Job ID: 137854639