About Snapmint
Snapmint is a leading fintech redefining access to consumer credit in India. With over 10 million customers across 2,200+ cities, our zero-cost EMI platform enables responsible purchases without the need for a credit card across categories like fashion, electronics, and lifestyle.
India has over 300 million credit-eligible consumers, yet fewer than 35 million actively use credit cards. Snapmint addresses this gap by offering a trusted, transparent alternative grounded in financial inclusion and ethical lending practices
Founded in 2017, Snapmint is a profitable, high-growth company doubling year-on-year. Our founding team, alumni of IIT Bombay and ISB, brings deep experience from companies like Oyo, Swiggy, Maruti Suzuki, and has successfully built and exited ventures in ad-tech, patent analytics, and bank-tech. We are building the future of responsible consumer finance, simple, transparent, and customer-first.
Role Overview
We are seeking a Product Manager to lead technology-driven initiatives across Finance within our Lending Platform, which spans the Collections platform, Loan Management System (LMS), Billing System, Co-lending system, Credit on UPI transaction management system and Accounting platform. This role focuses on 100% automation of financial system integrity, reconciliation accuracy, accounting automation, merchant settlement, and post-disbursement process control.
Key Responsibilities
1. Program Leadership & Delivery
- Lead large-scale Finance programs spanning merchant settlements, refunds, disbursements (personal loans, EMIs), collections, bank reconciliation, and reporting automation
- Define clear milestones for Financial transformation initiatives across LOSLMSERP systems
- Drive end-to-end lifecycle: initiation planning execution rollout stabilization
- Set up structured governance, covering dependency management, risk tracking, and change control
2. Cross-Functional Execution
- Collaborate with Engineering, Product, Finance, Risk, and Accounting teams to streamline transaction and accounting flows
- Ensure accurate reflection of financial events (disbursement, cancellation, refunds, settlements, reversals) in LMS and downstream accounting systems
3. Technical & Financial System Alignment
- Partner with architects and finance system owners to design accounting rules engines that handle complex loan events such as Full & Partial Cancellations, Refunds, Chargebacks, and Reversals Adjustments and write- offs
- Ensure consistent debit/credit accounting entries across LOS, LMS, and ERP
- Ensure compliance with RBI Digital Lending Guidelines, data privacy, and audit requirement
4. Metrics, Reporting & Governance
- Define and track FinOps KPIs: reconciliation accuracy, accounting entry success rate, cancellation turnaround time, and automation coverage
- Maintain a centralized FinOps program dashboard for leadership visibility
- Lead post-implementation reviews, RCA, and continuous improvement exercises to minimize financial mismatches
- Institutionalize accounting control checks for every critical transaction stage disbursement, repayment, cancellation, and settlement
5. People & Process Excellence
- Mentor FinOps and Tech PMs on process discipline, automation, and data accuracy
- Promote Agile delivery practices across FinanceTech workstreams
- Build repeatable frameworks for cancellation workflows, accounting entry validation, and reconciliation automation
- Foster a culture of ownership, transparency, and continuous improvement
Required Skills & Experience
- 2-3 years of post MBA experience in managing technical FinOps OR digital lending OR credit products OR enterprise scale ERP implementation
- Working experience on LMS-LOS-ERP systems and understanding of digital lending guidelines
- Hands-on program management of microservices, event-driven financial systems, and data integrations
Preferred Qualifications
- Background in Technology consulting or Financial systems/FinTech
- Master's degree from Tier 1 institutes (IIM A/ B/ C/ ISB) or Chartered Accountant (CA)
Success Traits
- Ability to simplify complex transactional and accounting
- processes. High ownership mindset, structured execution style, and stakeholder empathy
- Strong grasp of system controls, financial accuracy, and automation-first thinking
