We are seeking a skilled and proactive
Product Engineer (Finacle & Cards) to join our Core Banking technology team in Chennai.
The ideal candidate will bridge the gap between technical execution and domain expertise - combining hands-on proficiency in
Finacle Scripting and
REST APIs with a solid structural understanding of the
Cards Domain (Credit/Debit/Prepaid management). This is a highly visible position requiring strong stakeholder management skills and the ability to seamlessly support distributed cross-border business units.
Requirements
Key Responsibilities2. Cards Domain & Cross-Border Support3. Stakeholder Management & CollaborationTechnical Specifications & Skills
- Technical Engineering & API Integration
- Design, develop, and customize solutions within the core banking ecosystem using advanced Finacle Scripting
- Develop, implement, and maintain secure REST APIs to facilitate seamless integrations between Finacle, card management systems, and external payment processors
- Own and manage the end-to-end technical delivery lifecycle of platform enhancements, from initial gathering through to deployment and production support
- Apply deep functional knowledge of the Cards Domain to optimize credit/debit processing, merchant parameters, and transaction switches
- Provide high-touch technical and functional support to diverse business units operating across different global locations
- Isolate, troubleshoot, and resolve high-priority ecosystem incidents impacting card services and core platform stability
- Act as the primary technical point of contact, managing relationships and expectations across a diverse group of technical and non-technical stakeholders
- Collaborate with the broader Software Engineering Chapter to ensure all platform deliveries align with strict organizational security, architecture, and compliance guidelines
Core Technical Stack (Essential)
- Finacle Development: Strong hands-on engineering experience within the Finacle core banking environment, with specialized expertise in Finacle Scripting and customization
- API Management: Practical experience developing, validating, and supporting REST APIs
- Domain Expertise: Solid functional and technical understanding of the Cards Domain (e.g., card issuing, acquiring, processing, or clearing systems)
Cross-Functional Skills
- Global Support: Proven ability to manage, coordinate, and support business units located in multiple global regions
- Delivery Ownership: Demonstrated capability to drive end-to-end technology deliveries independently
Qualifications & Experience
- Education: Bachelor's degree in Computer Science, Information Technology, Electronic Engineering, or an equivalent technical field
- Experience: Relevant technical experience as a software/product engineer specializing in Finacle development and card integration systems
- Soft Skills: Exceptional communication, relationship-building, and stakeholder management capabilities. Must be highly adaptable to working across varying time zones and fast-paced deployment cycles
