Job Description

We are looking for a high-calibre Product Analyst to drive data-led product decisions for the Cards business within a leading financial services organisation. The ideal candidate will combine strong technical foundations, analytical thinking, financial services understanding, and extensive use of AI-powered tools to solve complex business problems and improve product performance.

Key Responsibilities

Analyse end-to-end cards business performance across acquisition, activation, transaction volumes, spends, revenue, engagement, and retention.
Leverage large datasets to identify trends, customer behaviour patterns, business opportunities, and product improvement areas.
Build analytical models, dashboards, and performance frameworks to support strategic product decisions.
Use AI tools, LLMs, and automation extensively to accelerate data analysis, generate insights, automate workflows, and improve productivity.
Work closely with Product, Engineering, Business, Risk, and Technology teams to drive product innovation and optimisation.
Conduct customer segmentation, cohort analysis, funnel analysis, and experimentation to improve card adoption and usage.
Translate complex business requirements into analytical solutions and actionable product recommendations.
Evaluate product launches, features, campaigns, and initiatives through data-driven performance measurement.

Required Skills & Experience

B.Tech / B.E. or Master's degree in Technology, Engineering, Computer Science, or an MBA from a Tier 1 institution.
2–5 years of experience in Product Analytics, Business Analytics, or Product Management, preferably within banking, fintech, payments, or financial services.
Strong technical proficiency in SQL, Python, advanced Excel, and data analysis.
Excellent understanding of data structures, analytical frameworks, databases, and technology-driven business environments.
Demonstrated hands-on adoption of AI tools, LLMs, AI agents, and automation platforms to improve analytical productivity and problem-solving.
Experience with BI and visualisation tools such as Tableau, Power BI, or equivalent.
Strong understanding of product metrics, customer analytics, experimentation, and business performance measurement.
Exceptional problem-solving, communication, and stakeholder management skills.

Preferred Experience

Exposure to credit cards, debit cards, payments, digital banking, or consumer lending.
Understanding of card transaction lifecycle, authorisations, declines, interchange, chargebacks, and transaction economics.
Experience working with large-scale transaction datasets and technology-led product ecosystems.
Ability to combine business understanding, technical depth, and AI capabilities to deliver measurable outcomes.

Shortlisted candidates will be informed. This is a work from office only role.

Skills: product management,data analysis,automation,technology,financial services,cards,data,analytics