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Card91

Principal Staff Software Engineer

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  • Posted 4 days ago
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Job Description

We are looking for a high-calibre Staff / Principal Engineer with a strong background in Java, system architecture, and applied AI to drive the next generation of our payment infrastructure. This high-impact role requires deep expertise in distributed systems, backend architecture, and AI-driven product development. You will work closely with leadership, influence engineering strategy, and mentor high-performing teams.

Responsibilities

  • Lead the design and architecture of highly scalable, distributed backend systems.
  • Drive end-to-end system design for complex fintech and payment use cases.
  • Build and evolve a high-performance Java-based microservices architecture.
  • Lead AI/ML-driven initiatives (fraud detection, risk scoring, automation, or intelligent workflows).
  • Own technical decision-making, including system trade-offs, scalability, and performance.
  • Collaborate with product, business, and data teams to define next-gen platform capabilities.
  • Mentor engineers and raise the technical bar across teams.
  • Ensure high availability, security, and compliance in financial systems.
  • Contribute to long-term engineering vision and roadmap.

Requirements

  • B. Tech from IITs/NITs/IIITs (Any Tier 1) (mandatory).
  • 6+ years of strong backend engineering experience in Java.
  • Proven experience in architecting and scaling distributed systems.
  • Strong expertise in system design (HLD and LLD).
  • Hands-on experience with microservices architecture.
  • Deep understanding of concurrency, fault tolerance, and performance optimisation.
  • Experience with event-driven architecture (Kafka or similar).

AI And Advanced Engineering

  • Experience in building or leading AI/ML-based projects or systems.
  • Exposure to real-world AI applications (fraud detection, recommendations, automation, etc. )
  • Ability to integrate AI capabilities into backend platforms.

Tech Stack

  • Java with Spring Boot.
  • Distributed systems and microservices.
  • Databases: SQL (Postgres/MySQL) + NoSQL (Cassandra/Redis).
  • Messaging: Kafka or equivalent.
  • Cloud: AWS or similar.

Preferred Experience

  • Background in fintech/payments / high-scale platforms.
  • Prior experience in Staff / Principal / Architect roles.
  • Experience building platform-level systems.

This job was posted by Ekta Kotian from Card91.

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About Company

Job ID: 147548343