Principal Software Engineer

12-16 Years

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Job Description

Provide technical leadership for the SWIFT payment systems infrastructure, including:
Message processing
System upgrades
Tracking and eliminating vulnerabilities
Maintaining seamless integration with settlement systems
Design and implement robust technical solutions for complex payment processing challenges
Ensure 100% system reliability, scalability, and performance optimization
Collaborate with global teams to support 24/7 operation of critical payment systems
Drive technological improvements and modernization initiatives
Manage relationships with:
SWIFT Alliance
Vendors
Third-party service providers
Ensure compliance with regulatory requirements and industry standards
Develop and maintain disaster recovery and business continuity plans

Bachelor's/Master's degree in Computer Science, Engineering, or a related field
12+ years of experience in financial technology, including at least 5 years with SWIFT payment systems
Strong hands-on expertise in:
SWIFT standards
Message types
Payment protocols
Proven experience leading technical teams in a global financial institution
Deep understanding of:
Payment processing systems
Banking operations
Financial messaging
Experience with modern technology stack including:
Java
Spring Framework
Oracle/SQL databases
Knowledge of ISO 20022 standards and migration strategies
Strong understanding of:
Banking security protocols
SWIFT Customer Security Framework (CSCF)
Compliance requirements

Experience working with:
SWIFT Alliance Access/Entry
SWIFT integration tools (Alliance Gateway, Incentage, Eastnets, Actimize, etc.)
Excellent communication skills in English
Familiarity with:
Payment systems & standards
SWIFT MT/MX message formats
ISO 20022 message standards
Payment processing workflows
Development experience using:
Java, Spring Framework
XML/JSON
SQL/Oracle databases
Unix/Linux
Shell scripting
Knowledge of Cybersecurity best practices and awareness of payment system compliance